LIC MF Ultra Short Term Fund · Regular · Growth
NAV
₹1417.6087
as of 29 Sept 2026
Expense Ratio
1.38%
AUM
₹369 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.78%
- 3Y
- +6.40%
- 5Y
- +5.73%
- Since Inception
- +5.23%
SIP returns (XIRR)
- 1Y
- +5.91%
- 3Y
- +6.22%
- 5Y
- +6.14%
- Since Inception
- +5.75%
What history actually did — last 6 years (Sept 2020 – Sept 2026)
A ₹5,000 monthly SIP for the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,30,472 today — ₹3,60,000 invested, 5.9% XIRR.
₹3,60,000
Invested
₹4,30,472
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,36,453 today (5.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2020 would still hold ₹9,34,054.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Sept 2020 – Sept 2026) (3 Jun 2024) would be ₹1,15,325 today (1.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.57
Sharpe Ratio
—
Alpha
—
Beta
-0.69
Sortino
0.37%
Std Dev
-0.08%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Export Import Bank Of India ** #6.56%
- 2National Bk For Agriculture & Rural Dev. ** #6.46%
- 37.4% State Government Of Madhya Pradesh3.79%
- 48.03% Mindspace Business Parks Reit **3.75%
- 5Bank Of Baroda #3.68%
- 6364 Days Tbill Red 29-10-20263.66%
- 7Hdfc Bank Ltd. #3.64%
- 8Indian Bank #3.63%
- 9Punjab National Bank #3.62%
- 10Axis Bank Ltd. ** #3.62%
What this fund does
LIC MF Ultra Short Term Fund · Regular · Growth by LIC Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
LIC MF Ultra Short Term Fund · Regular · Growth is a Ultra Short Term mutual fund offered by LIC Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹369 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Ultra Short Duration Debt Index. The current expense ratio is 1.38%.