MF
MFGenie.ai
Other

LIC MF UNIT LINKED INSURANCE SCHEME - Ten Years Single Premium · Regular · Growth

LIC Mutual Fund

#72 of 83 (1Y)

NAV

₹34.3809

as of 08 Apr 2026

Expense Ratio

—

see scheme documents

Viewing Regular · Growth
Compare Fund

Lumpsum returns (CAGR)

1Y
+2.57%
3Y
+9.10%
5Y
+8.75%
Since Inception
+3.15%

SIP returns (XIRR)

1Y
-8.04%
3Y
+2.29%
5Y
+5.48%
Since Inception
+8.79%

Returns calculated from 01 May 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,64,500

Invested

₹4,29,157

Value today

6.3%

XIRR (p.a.)

₹500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

₹1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹3,234

Value today

4.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus would have been exhausted — fund volatility too high for this rate

₹10,00,000

Initial corpus

₹9,96,842

Withdrawn

₹0 (exhausted)

Corpus left

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹19,47,269

Value today

+0.3%

vs lumpsum

STP beat direct lumpsum by 0.3% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,41,312

Value today

2.4×

Multiple

Staying invested through that crash turned ₹1L into ₹2,41,312 — a 2.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.97

Sharpe Ratio

—

Alpha

—

Beta

-0.94

Sortino

10.80%

Std Dev

-14.54%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

Thinking about LIC MF UNIT LINKED INSURANCE SCHEME - Ten Years Single Premium · Regular · Growth?

Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.

+91

By submitting, you agree to our Privacy Policy. No spam, ever.

Compare with Similar Funds

Icici Prudential R.I.G.H.T. Fund Growth

3Y: +9.08%

Uti Long Term Advantage Fund Series Vi - Regular Plan - Growth Option

3Y: +11.03%

UTI Interval Fund - I · Regular · Growth

3Y: +6.22%

Sundaram Long Term Tax Advantage Fund Series I Regular Plan - Growth

3Y: +13.65%

Nippon India Capital Builder Fund Iv- Series D- Growth Option

3Y: +1.18%
Compare All Other FundsView all Other funds

Fund Details

Fund HouseLIC Mutual Fund
CategoryOther
Launch Date25 Nov 1998
AMFI CodeRTA-INF767K01972

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

LIC MF UNIT LINKED INSURANCE SCHEME - Ten Years Single Premium · Regular · Growth by LIC Mutual Fund is a Other fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Other category.

About This Fund

LIC MF UNIT LINKED INSURANCE SCHEME - Ten Years Single Premium · Regular · Growth is a Other mutual fund offered by LIC Mutual Fund. The fund has been operational for over 27 years.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations