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Conservative Hybrid📊 CRISIL HYBRID 85+15 - CONSERVATIVE INDEX

Nippon India Conservative Hybrid Fund · Regular · Growth

Nippon India Mutual Fund

#1 of 19 (1Y)

NAV

₹61.2066

as of 17 Jun 2026

Expense Ratio

1.86%

AUM

₹939 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+6.43%
3Y
+8.03%
5Y
+7.84%
Since Inception
+8.40%

SIP returns (XIRR)

1Y
+5.90%
3Y
+7.55%
5Y
+7.86%
Since Inception
+7.62%

Returns calculated from 20 December 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,35,000

Invested

₹3,42,348

Value today

7.8%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹6,084

Value today

8.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,50,000

Withdrawn

₹26,60,017

Corpus left

+₹30,10,017 net gain — withdrew ₹13,50,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹35,99,978

Value today

-1.4%

vs lumpsum

Direct lumpsum would have beaten STP by 1.4% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,51,779

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,51,779 — a 1.5× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.51

Sharpe Ratio

Alpha

Beta

0.51

Sortino

2.10%

Std Dev

-1.85%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseNippon India Mutual Fund
CategoryConservative Hybrid
BenchmarkCRISIL HYBRID 85+15 - CONSERVATIVE INDEX
Launch Date29 Dec 2003
AMFI Code102172
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Nippon India Conservative Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.

About This Fund

Nippon India Conservative Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹939 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 85+15 - CONSERVATIVE INDEX. The current expense ratio is 1.86%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations