Nippon India Consumption Fund · Regular · Growth
NAV
₹182.0393
as of 30 Sept 2026
Expense Ratio
2.19%
AUM
₹2,392 Cr
Lumpsum returns (CAGR)
- 1Y
- -9.17%
- 3Y
- +7.16%
- 5Y
- +9.92%
- Since Inception
- +14.10%
SIP returns (XIRR)
- 1Y
- -7.91%
- 3Y
- -0.67%
- 5Y
- +6.88%
- Since Inception
- +12.71%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,47,820 today — ₹5,95,000 invested, 12.8% XIRR.
₹5,95,000
Invested
₹11,47,820
Value today
12.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,88,627 today (11.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹17,38,453.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,47,820 in this fund vs ₹11,23,105 in the benchmark — outperformance of ₹24,715.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹3,65,634 today (3.66×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.44
Sharpe Ratio
-0.08
Alpha
0.26
Beta
-0.43
Sortino
13.28%
Std Dev
-20.60%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Automobiles20.51%
- Retailing17.67%
- Consumer Durables14.00%
- Beverages8.07%
- Diversified FMCG8.06%
- Food Products6.64%
- Personal Products4.59%
- Leisure Services4.33%
- Transport Services3.13%
- Capital Markets2.60%
- Financial Technology (Fintech)1.93%
- Agricultural Food & other Products1.89%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Mahindra & Mahindra Limited9.50%
- 2Eternal Limited7.58%
- 3Hindustan Unilever Limited6.28%
- 4Bajaj Auto Limited4.46%
- 5Trent Limited3.64%
- 6Titan Company Limited3.58%
- 7Tvs Motor Company Limited3.54%
- 8Asian Paints Limited3.48%
- 9Fsn E-Commerce Ventures Limited3.35%
- 10Britannia Industries Limited3.32%
What this fund does
Nippon India Consumption Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Nippon India Consumption Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹2,392 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY INDIA CONSUMPTION TRI. The current expense ratio is 2.19%.