Nippon India Liquid Fund · Regular · Growth
NAV
₹6875.5471
as of 30 Sept 2026
Expense Ratio
0.38%
AUM
₹39,053 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.37%
- 3Y
- +6.82%
- 5Y
- +6.25%
- Since Inception
- +6.84%
SIP returns (XIRR)
- 1Y
- +6.49%
- 3Y
- +6.63%
- 5Y
- +6.63%
- Since Inception
- +6.81%
Returns calculated from 19 August 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,15,611 today — ₹6,00,000 invested, 6.0% XIRR.
₹6,00,000
Invested
₹8,15,611
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,79,682 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,81,204.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,43,015 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-10.25
Sharpe Ratio
—
Alpha
—
Beta
-10.30
Sortino
0.17%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Nippon India Liquid Fund - Direct Plan Growth Plan - Growth Option
- 191 Days Tbill2.89%
- 291 Days Tbill2.69%
- 3Small Industries Dev Bank Of India**2.66%
- 4Reliance Retail Ventures Limited**2.31%
- 5Hdfc Bank Limited1.95%
- 6National Bank For Agriculture And Rural Development1.74%
- 7National Bank For Agriculture And Rural Development**1.73%
- 8Hdfc Bank Limited1.73%
- 9National Bank For Agriculture And Rural Development**1.65%
- 1091 Days Tbill1.62%
What this fund does
Nippon India Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Nippon India Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹39,053 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY LIQUID INDEX A-I. The current expense ratio is 0.38%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods