Nippon India Nivesh Lakshya Long Term Fund · Regular · Growth
NAV
₹17.9771
as of 29 Sept 2026
Expense Ratio
0.65%
AUM
₹7,009 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.10%
- 3Y
- +5.67%
- 5Y
- +5.01%
- Since Inception
- +5.80%
SIP returns (XIRR)
- 1Y
- +1.18%
- 3Y
- +3.47%
- 5Y
- +4.98%
- Since Inception
- +5.13%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,94,961 today — ₹4,15,000 invested, 5.1% XIRR.
₹4,15,000
Invested
₹4,94,961
Value today
5.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,48,918 today (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹9,94,221.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹1,40,780 today (1.41×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.16
Sharpe Ratio
—
Alpha
—
Beta
-1.11
Sortino
4.43%
Std Dev
-5.38%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 16.62% Government Of India20.77%
- 28.13% Government Of India17.42%
- 36.99% Government Of India16.61%
- 47.06% Government Of India12.13%
- 59.23% Government Of India9.26%
- 66.67% Government Of India8.88%
- 78.17% Government Of India7.40%
- 87.16% Government Of India1.44%
- 96.68% Government Of India1.03%
- 107.06% Government Of India0.49%
What this fund does
Nippon India Nivesh Lakshya Long Term Fund · Regular · Growth by Nippon India Mutual Fund is a Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Long Term category.
About This Fund
Nippon India Nivesh Lakshya Long Term Fund · Regular · Growth is a Long Term mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹7,009 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL LONG DURATION DEBT A-III INDEX. The current expense ratio is 0.65%.