PGIM India Retirement Fund · Regular · Growth
NAV
₹11.9600
as of 17 Jun 2026
Expense Ratio
2.33%
AUM
₹94 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.00%
- 3Y
- —
- 5Y
- —
- Since Inception
- +8.59%
SIP returns (XIRR)
- 1Y
- +4.12%
- 3Y
- —
- 5Y
- —
- Since Inception
- +4.54%
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹13,054
Benchmark
₹12,770
+₹284 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹13,000
Invested
₹13,054
Value today
0.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,148
Value today
6.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,40,646
Value today
-7.0%
vs lumpsum
Direct lumpsum would have beaten STP by 7.0% — but STP reduced timing risk
Model your own STP with real NAVRisk Metrics
Trailing 1 year, annualised-0.26
Sharpe Ratio
-0.02
Alpha
0.50
Beta
-0.25
Sortino
14.56%
Std Dev
-16.03%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
PGIM India Retirement Fund · Regular · Growth by PGIM India Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
PGIM India Retirement Fund · Regular · Growth is a Retirement Fund mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹93.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 2.33%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations