SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH
₹48.1907
₹0.02 (+0.03%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹48.1907
₹0.02 (+0.03%)
31 May 2026
AMFI: 102505
Direct · Growth
₹₹52.3494
₹0.02 (+0.04%)
31 May 2026
AMFI: 119798
Regular · IDCW
₹₹21.7862
₹0.01 (+0.03%)
31 May 2026
AMFI: 102506
Direct · IDCW
₹₹16.6112
₹0.01 (+0.04%)
31 May 2026
AMFI: 119792
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,65,000
Invested
₹4,91,059
Value today
7.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹24,095
Value today
5.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus would have been exhausted — fund volatility too high for this rate
₹10,00,000
Initial corpus
₹15,62,767
Withdrawn
₹0 (exhausted)
Corpus left
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,54,812
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,54,812 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹90,291
Regular plan
₹87,016
Direct earns ₹3,275 more on a ₹60K investment — 0.55% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.75
Sharpe Ratio
—
Alpha
—
Beta
0.81
Sortino
1.02%
Std Dev
-0.37%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Cube Highways Trust INE0NR623014 | 347.00% |
Cube Highways Trust INE0NR623014 | 341.00% |
Raajmarg Infra Investment Trust INE2PB023011 | 301.00% |
Raajmarg Infra Investment Trust INE2PB023011 | 299.00% |
| Security | % NAV |
|---|---|
7.02% CGL 2031 IN0020240076 | 708.00% |
7.02% CGL 2031 IN0020240076 | 705.00% |
TREPS | 525.00% |
Infopark Properties Ltd. INE0KZX07023 | 493.00% |
Infopark Properties Ltd. INE0KZX07023 | 491.00% |
Renew Solar Energy (Jharkhand Five) Pvt. Ltd. INE154Z07011 | 474.00% |
Renew Solar Energy (Jharkhand Five) Pvt. Ltd. INE154Z07011 | 473.00% |
NJ Capital Pvt. Ltd. INE0MT207015 | 463.00% |
H.G. Infra Engineering Ltd. INE926X08015 | 462.00% |
NJ Capital Pvt. Ltd. INE0MT207015 | 462.00% |
H.G. Infra Engineering Ltd. INE926X08015 | 462.00% |
JTPM Metal Traders Ltd. INE02PE08036 | 441.00% |
JTPM Metal Traders Ltd. INE02PE08036 | 437.00% |
Avanse Financial Services Ltd. INE087P07337 | 375.00% |
Renserv Global Pvt Ltd. INE0AY207061 | 375.00% |
Renserv Global Pvt Ltd. INE0AY207061 | 374.00% |
Avanse Financial Services Ltd. INE087P07337 | 373.00% |
Aditya Birla Renewables Ltd. INE01QP08016 | 352.00% |
JSW Kalinga Steel Ltd. INE2QI808033 | 352.00% |
Aditya Birla Renewables Ltd. INE01QP08016 | 351.00% |
Motilal Oswal Home Finance Ltd. INE658R07448 | 351.00% |
Ashoka Buildcon Ltd. INE442H08040 | 351.00% |
Motilal Oswal Home Finance Ltd. INE658R07448 | 351.00% |
National Bank for Agriculture and Rural Development INE261F08EU4 | 349.00% |
JSW Kalinga Steel Ltd. INE2QI808033 | 349.00% |
National Bank for Agriculture and Rural Development INE261F08ES8 | 336.00% |
Kogta Financial (India) Ltd. INE192U07384 | 301.00% |
Kogta Financial (India) Ltd. INE192U07384 | 300.00% |
GMR Airports Ltd. INE776C08075 | 294.00% |
Gaursons India Pvt. Ltd. INE1BEC07011 | 279.00% |
Gaursons India Pvt. Ltd. INE1BEC08019 | 278.00% |
GMR Airports Ltd. INE776C08075 | 244.00% |
Net Receivable / Payable | 243.00% |
Small Industries Development Bank of India INE556F08KL3 | 235.00% |
Small Industries Development Bank of India INE556F08KL3 | 235.00% |
Aditya Birla Real Estate Ltd. INE055A08052 | 234.00% |
Aditya Birla Real Estate Ltd. INE055A08052 | 234.00% |
7.47% State Government of Karnataka 2036 IN1920250256 | 231.00% |
7.47% State Government of Karnataka 2036 IN1920250256 | 230.00% |
364 DAY T-BILL 28.01.27 IN002025Z435 | 225.00% |
364 DAY T-BILL 28.01.27 IN002025Z435 | 223.00% |
Canara Bank INE476A16H43 | 219.00% |
Eris Lifesciences Ltd. INE406M08029 | 212.00% |
Eris Lifesciences Ltd. INE406M08029 | 211.00% |
Net Receivable / Payable | 201.00% |
Eris Lifesciences Ltd. INE406M08011 | 188.00% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH by SBI Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH is a Credit Risk mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹2,161 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY CREDIT RISK BOND INDEX B-II. The current expense ratio is 1.56%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations