ICICI Prudential Credit Risk Fund - Growth
₹33.8855
₹0.01 (-0.04%)
NAV as of 03 Jun 2026
Today's NAV — all variants
Regular · Growth
₹₹33.8855
₹0.01 (-0.04%)
03 Jun 2026
AMFI: 114239
Direct · Growth
₹₹37.5622
₹0.01 (-0.04%)
03 Jun 2026
AMFI: 120711
Regular · IDCW
₹₹11.2642
₹0.00 (-0.04%)
03 Jun 2026
AMFI: 114240
Direct · IDCW
₹₹11.9696
₹0.00 (-0.04%)
03 Jun 2026
AMFI: 120709
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹18,600
Invested
₹35,430
Value today
7.9%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹339
Value today
8.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,30,000
Withdrawn
₹16,18,390
Corpus left
+₹15,48,390 net gain — withdrew ₹9,30,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,58,928
Value today
1.6×
Multiple
Staying invested through that crash turned ₹1L into ₹1,58,928 — a 1.6× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹92,767
Regular plan
₹89,295
Direct earns ₹3,472 more on a ₹60K investment — 0.58% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised1.32
Sharpe Ratio
—
Alpha
—
Beta
1.35
Sortino
1.20%
Std Dev
-0.40%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
EMBASSY OFFICE PARKS REIT INE041025011 | 4.03% |
Capital Infra Trust InvIT INE0Z8Z23013 | 1.39% |
MINDSPACE BUSINESS PARKS REIT INE0CCU25019 | 1.28% |
Indus Infra Trust INE0NHL23019 | 1.08% |
| Security | % NAV |
|---|---|
Vedanta Ltd. ** INE205A08038 | 3.35% |
Keystone Realtors Ltd. ** INE263M07109 | 3.31% |
Adani Enterprises Ltd. ** INE423A07476 | 3.31% |
JTPM Metal Traders Ltd. ** INE02PE08036 | 3.15% |
Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. ** INE755L07015 | 3.10% |
Nirma Ltd. ** INE091A07208 | 2.51% |
Government Securities IN0020250091 | 2.41% |
SIS Ltd. ** INE285J07058 | 2.08% |
Adani Power Ltd. ** INE814H07190 | 2.07% |
Lodha Developers Ltd. ** INE670K07281 | 2.00% |
Indostar Capital Finance Ltd. ** INE896L07AJ8 | 1.68% |
JM Financial Home Loans ** INE01A207146 | 1.67% |
Nuvama Wealth & Investment Ltd ** INE523L07AN0 | 1.67% |
360 One Prime Ltd ** INE248U07GG6 | 1.67% |
Kalpataru Projects International Ltd ** INE220B08142 | 1.67% |
TVS Credit Services Ltd. ** INE729N08071 | 1.61% |
Kogta Financial (India) Ltd. ** INE192U07350 | 1.58% |
HDFC Bank Ltd. ** INE040A16IU7 | 1.57% |
Ashiana Housing Ltd. ** INE365D07085 | 1.42% |
Vedanta Ltd. INE205A08046 | 1.26% |
Small Industries Development Bank Of India. ** INE556F08LA4 | 1.22% |
Government Securities IN0020250042 | 1.17% |
Prism Johnson Ltd. ** INE010A08149 | 1.17% |
Prism Johnson Ltd. ** INE010A08156 | 1.17% |
TVS Credit Services Ltd. ** INE729N08055 | 1.16% |
NABARD INE261F08EM1 | 1.08% |
Aadharshila Infratech Pvt Ltd ** INE0REQ08017 | 1.08% |
Indostar Capital Finance Ltd. ** INE896L07975 | 0.84% |
Piramal Finance Ltd. ** INE202B07JR4 | 0.84% |
Lodha Developers Ltd. ** INE670K07273 | 0.84% |
Creamline Dairy Products Ltd ** INE412L08029 | 0.84% |
Avanse Financial Services Ltd ** INE087P07444 | 0.84% |
Avanse Financial Services Ltd ** INE087P07410 | 0.84% |
360 One Prime Ltd ** INE248U07GB7 | 0.83% |
Oberoi Realty Ltd. ** INE093I07082 | 0.83% |
Narayana Hrudayalaya Ltd. ** INE410P08016 | 0.83% |
NABARD INE261F08EO7 | 0.83% |
Hampi Expressways Private Ltd. ** INE03ST08010 | 0.82% |
Creamline Dairy Products Ltd ** INE412L08011 | 0.82% |
State Government of Maharashtra IN2220250301 | 0.81% |
State Government of Tamil Nadu IN3120250300 | 0.81% |
State Government of Uttar Pradesh IN3320250092 | 0.81% |
Aptus Value Housing Finance India Ltd. ** INE852O07147 | 0.80% |
Punjab National Bank INE160A16UD4 | 0.79% |
Bank Of Baroda ** INE028A16LF7 | 0.79% |
Punjab National Bank INE160A16UE2 | 0.79% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
ICICI Prudential Credit Risk Fund - Growth by ICICI Prudential Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
ICICI Prudential Credit Risk Fund - Growth is a Credit Risk mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹5,917 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.37%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations