ICICI Prudential Credit Risk Fund · Regular · Growth
NAV
₹34.8482
as of 29 Sept 2026
Expense Ratio
1.43%
AUM
₹6,000 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.16%
- 3Y
- +8.35%
- 5Y
- +7.28%
- Since Inception
- +8.21%
SIP returns (XIRR)
- 1Y
- +7.04%
- 3Y
- +8.05%
- 5Y
- +7.85%
- Since Inception
- +7.95%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,88,656 today — ₹6,00,000 invested, 7.7% XIRR.
₹6,00,000
Invested
₹8,88,656
Value today
7.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,08,447 today (7.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹11,95,816.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,63,379 today (1.63×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.54
Sharpe Ratio
—
Alpha
—
Beta
1.59
Sortino
1.25%
Std Dev
-0.40%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Jtpm Metal Traders Ltd. **3.92%
- 2Embassy Office Parks Reit3.32%
- 3Vedanta Ltd.3.17%
- 4Adani Enterprises Ltd. **3.16%
- 5Truhome Finance Ltd. **3.11%
- 6Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. **2.93%
- 7Adani Power Ltd. **2.75%
- 8Keystone Realtors Ltd. **2.70%
- 9Nirma Ltd. **2.37%
- 10Aavas Financiers Ltd. **2.36%
What this fund does
ICICI Prudential Credit Risk Fund · Regular · Growth by ICICI Prudential Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
ICICI Prudential Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹6,000 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.43%.