SBI Gold Fund · Regular · Growth
NAV
₹40.8633
as of 14 Jul 2026
Expense Ratio
0.42%
AUM
₹14,394 Cr
Lumpsum returns (CAGR)
- 1Y
- +41.33%
- 3Y
- +31.66%
- 5Y
- +22.39%
- Since Inception
- +9.95%
SIP returns (XIRR)
- 1Y
- +18.47%
- 3Y
- +35.19%
- 5Y
- +28.63%
- Since Inception
- +14.79%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹17,05,980 today — ₹6,00,000 invested, 20.1% XIRR.
₹6,00,000
Invested
₹17,05,980
Value today
20.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,04,735 today (15.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹23,41,374.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹17,05,980 in this fund vs ₹10,98,128 in the benchmark — outperformance of ₹6,07,852.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,05,114 today (3.05×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.29
Sharpe Ratio
+0.63
Alpha
0.12
Beta
1.27
Sortino
27.40%
Std Dev
-24.72%
Max Drawdown
Performance Comparison
Thinking about SBI Gold Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Compare with Similar Funds
Fund Details
Available transactions
Investment Objective
SBI Gold Fund · Regular · Growth by SBI Mutual Fund is a Fund of Funds (Domestic) fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Fund of Funds (Domestic) category.
About This Fund
SBI Gold Fund · Regular · Growth is a Fund of Funds (Domestic) mutual fund offered by SBI Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹14,394 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against PRICE OF GOLD. The current expense ratio is 0.42%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations