NAV
₹4401.4027
as of 29 Sept 2026
Expense Ratio
0.34%
AUM
₹78,526 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.38%
- 3Y
- +6.78%
- 5Y
- +6.22%
- Since Inception
- +6.87%
SIP returns (XIRR)
- 1Y
- +6.47%
- 3Y
- +6.59%
- 5Y
- +6.59%
- Since Inception
- +6.64%
Returns calculated from 13 January 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,13,805 today — ₹6,00,000 invested, 6.0% XIRR.
₹6,00,000
Invested
₹8,13,805
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,78,574 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,71,932.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,42,725 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-11.04
Sharpe Ratio
—
Alpha
—
Beta
-10.80
Sortino
0.17%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 191 Day T-Bill 10.09.267.04%
- 2Hdfc Bank Ltd.2.68%
- 3Punjab National Bank2.68%
- 4National Bank For Agriculture And Rural Development2.63%
- 5Canara Bank2.37%
- 6Small Industries Development Bank Of India2.15%
- 7Hdfc Bank Ltd.1.95%
- 891 Day T-Bill 24.09.261.89%
- 991 Day T-Bill 15.10.261.89%
- 1091 Day T-Bill 05.11.261.83%
What this fund does
SBI Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
SBI Liquid Fund · Regular · Growth is a Liquid mutual fund offered by SBI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹78,526 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY LIQUID INDEX A-I. The current expense ratio is 0.34%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods