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Medium to Long Durationregulargrowth📊 CRISIL MEDIUM TO LONG DURATION DEBT A-III INDEX

SBI Medium to Long Duration Fund-REGULAR PLAN-Growth

SBI Mutual Fund

#5 of 14 (1Y)

₹72.1367

0.02 (+0.03%)

NAV as of 31 May 2026

Today's NAV — all variants

Regular · Growth

₹₹72.1367

0.02 (+0.03%)

31 May 2026

AMFI: 100639

Direct · Growth

₹₹78.3368

0.02 (+0.03%)

31 May 2026

AMFI: 119714

Regular · IDCW

₹₹20.3147

0.01 (+0.03%)

31 May 2026

AMFI: 121944

Direct · IDCW

₹₹22.2260

0.01 (+0.03%)

31 May 2026

AMFI: 119713

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.21%
1 Month-0.60%
3 Months-0.10%
6 Months+0.32%
1 Year+0.98%
3 Years (CAGR)+5.72%
5 Years (CAGR)+5.36%
10 Years (CAGR)+7.05%
Since Inception (Oct 1998)+7.44%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.38%
3 Year SIP+4.92%
5 Year SIP+5.51%
Since Inception (Oct 1998)+6.95%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,65,000

Invested

₹4,79,567

Value today

7.0%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹36,068

Value today

7.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹16,50,000

Withdrawn

₹24,17,998

Corpus left

+₹30,67,998 net gain — withdrew ₹16,50,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,46,639

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,46,639 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹87,349

Regular plan

₹84,030

Direct earns ₹3,319 more on a ₹60K investment0.55% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseSBI Mutual Fund
CategoryMedium to Long Duration
Plan Typeregular
Optiongrowth
AUM₹2,084 Cr
Expense Ratio1.50%
Min SIP₹500
Min Lumpsum₹5,000
BenchmarkCRISIL MEDIUM TO LONG DURATION DEBT A-III INDEX
Launch Date06 Oct 1998
AMFI Code100639

Risk Metrics

Trailing 1 year, annualised

-0.87

Sharpe Ratio

Alpha

Beta

-0.87

Sortino

2.10%

Std Dev

-1.50%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

6.48% CGL 2035

IN0020250091

1420.00%

7.24% CGL 2055

IN0020250075

1186.00%

6.68% CGL 2040

IN0020250042

1165.00%

7.24% CGL 2055

IN0020250075

926.00%

6.75% CGL 2033

IN0020200120

514.00%

6.75% CGL 2033

IN0020200120

511.00%

TREPS

501.00%

6.90% State Government of Bihar 2035

IN1320250021

468.00%

6.90% State Government of Bihar 2035

IN1320250021

464.00%

6.68% CGL 2040

IN0020250042

459.00%

Torrent Power Ltd.

INE813H07283

378.00%

Torrent Power Ltd.

INE813H07283

376.00%

JSW Kalinga Steel Ltd.

INE2QI808033

370.00%

JSW Kalinga Steel Ltd.

INE2QI808033

368.00%

Bharti Telecom Ltd.

INE403D08280

366.00%

Bharti Telecom Ltd.

INE403D08280

363.00%

Adani Power Ltd.

INE814H07190

343.00%

Adani Power Ltd.

INE814H07190

342.00%

Indostar Capital Finance Ltd.

INE896L07AM2

342.00%

Indostar Capital Finance Ltd.

INE896L07AM2

341.00%

Renew Solar Energy (Jharkhand Five) Pvt. Ltd.

INE154Z07011

341.00%

Renew Solar Energy (Jharkhand Five) Pvt. Ltd.

INE154Z07011

339.00%

TREPS

321.00%

JTPM Metal Traders Ltd.

INE02PE08036

310.00%

JTPM Metal Traders Ltd.

INE02PE08036

306.00%

Motilal Oswal Finvest Ltd.

INE01WN07128

298.00%

Motilal Oswal Finvest Ltd.

INE01WN07128

297.00%

H.G. Infra Engineering Ltd.

INE926X08015

293.00%

H.G. Infra Engineering Ltd.

INE926X08015

291.00%

Avanse Financial Services Ltd.

INE087P07337

272.00%

Avanse Financial Services Ltd.

INE087P07337

270.00%

JM Financial Credit Solutions Ltd.

INE651J07960

248.00%

HDB Financial Services Ltd.

INE756I07FB6

246.00%

JM Financial Credit Solutions Ltd.

INE651J07960

246.00%

Union Bank of India

INE692A16JQ1

245.00%

Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7F15012

243.00%

Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7G15010

242.00%

Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7F15012

242.00%

Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7G15010

242.00%

Union Bank of India

INE692A16JQ1

242.00%

Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)

INE607M08105

242.00%

Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)

INE607M08105

240.00%

6.48% CGL 2035

IN0020250091

238.00%

6.90% CGL 2065

IN0020250018

224.00%

Net Receivable / Payable

193.00%

National Highways Infra Trust

INE0H7R07058

188.00%

National Highways Infra Trust

INE0H7R07058

186.00%

Net Receivable / Payable

167.00%

Bharti Telecom Ltd.

INE403D08264

126.00%

Bharti Telecom Ltd.

INE403D08264

125.00%

Performance Comparison

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Investment Objective

SBI Medium to Long Duration Fund-REGULAR PLAN-Growth by SBI Mutual Fund is a Medium to Long Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Duration category.

About This Fund

SBI Medium to Long Duration Fund-REGULAR PLAN-Growth is a Medium to Long Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹2,084 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL MEDIUM TO LONG DURATION DEBT A-III INDEX. The current expense ratio is 1.50%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations