NAV
₹34.3228
as of 31 Jul 2026
Expense Ratio
1.82%
AUM
₹6,480 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.60%
- 3Y
- +22.34%
- 5Y
- +22.88%
- Since Inception
- +7.98%
SIP returns (XIRR)
- 1Y
- +3.85%
- 3Y
- +11.53%
- 5Y
- +21.13%
- Since Inception
- +12.77%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹14,89,961 today — ₹5,95,000 invested, 17.7% XIRR.
₹5,95,000
Invested
₹14,89,961
Value today
17.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,64,102 today (13.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹21,51,059.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹14,89,961 in this fund vs ₹12,17,407 in the benchmark — outperformance of ₹2,72,554.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹4,92,528 today (4.92×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.69
Sharpe Ratio
+0.15
Alpha
0.24
Beta
0.67
Sortino
15.65%
Std Dev
-12.37%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks25.94%
- Power18.85%
- Gas15.08%
- Aerospace & Defense8.74%
- Insurance5.77%
- Oil5.15%
- Petroleum Products4.41%
- Electrical Equipment4.03%
- Minerals & Mining3.55%
- Non - Ferrous Metals2.54%
- Capital Markets1.32%
- Construction1.15%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1State Bank Of India16.64%
- 2Gail (India) Ltd.9.90%
- 3Bharat Electronics Ltd.8.74%
- 4Power Grid Corporation Of India Ltd.8.54%
- 5Ntpc Ltd.8.24%
- 6Bank Of Baroda5.85%
- 7Oil & Natural Gas Corporation Ltd.5.15%
- 8Bharat Petroleum Corporation Ltd.4.41%
- 9Bharat Heavy Electricals Ltd.4.03%
- 10Nmdc Ltd.3.55%
Investment Objective
SBI PSU Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI PSU Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹6,480 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE PSU TRI. The current expense ratio is 1.82%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations