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Sectoral / Thematic📊 BSE PSU TRI

SBI PSU Fund · Regular · Growth

SBI Mutual Fund

#60 of 213 (1Y)

NAV

₹34.8287

as of 16 Jun 2026

Expense Ratio

1.82%

AUM

₹6,109 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+8.41%
3Y
+27.96%
5Y
+23.07%
Since Inception
+8.14%

SIP returns (XIRR)

1Y
+8.20%
3Y
+14.64%
5Y
+22.78%
Since Inception
+13.09%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹95,500

Invested

₹2,92,199

Value today

12.9%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹17,040

Value today

8.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹9,55,000

Withdrawn

₹4,85,982

Corpus left

+₹4,40,982 net gain — withdrew ₹9,55,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹20,59,790

Value today

+0.7%

vs lumpsum

STP beat direct lumpsum by 0.7% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹4,89,040

Value today

4.9×

Multiple

Staying invested through that crash turned ₹1L into ₹4,89,040 — a 4.9× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.24

Sharpe Ratio

+0.09

Alpha

0.43

Beta

0.23

Sortino

17.32%

Std Dev

-14.35%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseSBI Mutual Fund
CategorySectoral / Thematic
BenchmarkBSE PSU TRI ✓
Launch Date17 May 2010
AMFI Code113099
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadEntry Load : NIL. Exit Load - for NFO allotment: 1% if Redeemed/Switched out within 3 years from the NFO allotment date. NIL if Redeemed/Switched out after 3 years from the NFO allotment date. For ongoing allotment: 1 % if Redeemed/Switched out within 1 year from the date of allotment. NIL if Redeemed/Switched out after 1 year from the date of allotment. W.E.F. 01-June-2013 STT @0.001% is applicable at the time of redemption/switchover. For applicability of load structure

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

SBI PSU Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

SBI PSU Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹6,109 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE PSU TRI. The current expense ratio is 1.82%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations