NAV
₹34.3536
as of 14 Jul 2026
Expense Ratio
1.82%
AUM
₹6,109 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.66%
- 3Y
- +25.47%
- 5Y
- +23.05%
- Since Inception
- +8.01%
SIP returns (XIRR)
- 1Y
- +4.36%
- 3Y
- +11.94%
- 5Y
- +21.53%
- Since Inception
- +12.84%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹15,09,443 today — ₹6,00,000 invested, 17.8% XIRR.
₹6,00,000
Invested
₹15,09,443
Value today
17.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,68,795 today (13.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹21,78,504.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹15,09,443 in this fund vs ₹12,20,085 in the benchmark — outperformance of ₹2,89,358.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹4,92,970 today (4.93×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.53
Sharpe Ratio
+0.13
Alpha
0.25
Beta
0.51
Sortino
16.48%
Std Dev
-12.37%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks25.26%
- Power17.84%
- Gas15.07%
- Aerospace & Defense8.84%
- Insurance5.95%
- Oil5.90%
- Petroleum Products4.39%
- Electrical Equipment4.11%
- Minerals & Mining3.72%
- Non - Ferrous Metals3.22%
- Capital Markets1.33%
- Construction1.12%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1State Bank Of India16.86%
- 2Gail (India) Ltd.9.52%
- 3Ntpc Ltd.9.06%
- 4Bharat Electronics Ltd.8.84%
- 5Power Grid Corporation Of India Ltd.8.78%
- 6Oil & Natural Gas Corporation Ltd.5.90%
- 7Bank Of Baroda5.33%
- 8Bharat Petroleum Corporation Ltd.4.39%
- 9Bharat Heavy Electricals Ltd.4.11%
- 10Nmdc Ltd.3.72%
Investment Objective
SBI PSU Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI PSU Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹6,109 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE PSU TRI. The current expense ratio is 1.82%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations