SBI Ultra Short Term Fund · Regular · Growth
NAV
₹6443.3679
as of 28 Sept 2026
Expense Ratio
0.56%
AUM
₹12,169 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.25%
- 3Y
- +6.92%
- 5Y
- +6.26%
- Since Inception
- +7.13%
SIP returns (XIRR)
- 1Y
- +6.32%
- 3Y
- +6.70%
- 5Y
- +6.68%
- Since Inception
- +6.94%
Returns calculated from 13 January 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,26,621 today — ₹6,00,000 invested, 6.3% XIRR.
₹6,00,000
Invested
₹8,26,621
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,721 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,30,585.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,46,440 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.06
Sharpe Ratio
—
Alpha
—
Beta
0.07
Sortino
0.41%
Std Dev
-0.13%
Max Drawdown
Performance Comparison
Related reading
Thinking about SBI Ultra Short Term Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1National Bank For Agriculture And Rural Development6.92%
- 291 Day T-Bill 22.10.266.69%
- 3Kotak Mahindra Bank Ltd.6.51%
- 4Hdfc Bank Ltd.5.28%
- 5Punjab National Bank4.50%
- 6Muthoot Fincorp Ltd.3.22%
- 7Small Industries Development Bank Of India3.18%
- 8Muthoot Finance Ltd.2.72%
- 9Adani Power Ltd.2.51%
- 10Jm Financial Services Ltd.2.10%
What this fund does
SBI Ultra Short Term Fund · Regular · Growth by SBI Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
SBI Ultra Short Term Fund · Regular · Growth is a Ultra Short Term mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹12,169 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL ULTRA SHORT DURATION DEBT A-I INDEX. The current expense ratio is 0.56%.