SBI ULTRA SHORT DURATION FUND - REGULAR PLAN - GROWTH
₹6288.7735
₹2.35 (+0.04%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹6288.7735
₹2.35 (+0.04%)
31 May 2026
AMFI: 100641
Direct · Growth
₹₹6411.7024
₹2.47 (+0.04%)
31 May 2026
AMFI: 119828
Regular · IDCW
₹₹2368.7011
₹0.89 (+0.04%)
31 May 2026
AMFI: 105080
Direct · IDCW
₹₹2397.5105
₹0.92 (+0.04%)
31 May 2026
AMFI: 119784
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 13 January 2012 onwards due to a structural change in the scheme on that date. Pre-2012 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹9,99,99,99,99,999.99/month became
Real NAV backtest from day one
₹24,09,99,99,99,99,998
Invested
₹19,41,78,89,71,81,47,390
Value today
36.3%
XIRR (p.a.)
₹9,99,99,99,99,999.99/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹20,00,297
Value today
34.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,05,000
Withdrawn
₹30,29,69,936
Corpus left
+₹30,31,74,936 net gain — withdrew ₹12,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,42,927
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,42,927 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹84,330
Regular plan
₹83,433
Direct earns ₹897 more on a ₹60K investment — 0.15% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.30
Sharpe Ratio
—
Alpha
—
Beta
0.40
Sortino
0.37%
Std Dev
-0.10%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
91 DAY T-BILL 23.07.26 IN002026X032 | 807.00% |
National Bank for Agriculture and Rural Development INE261F16AM2 | 673.00% |
HDFC Bank Ltd. INE040A16IZ6 | 671.00% |
National Bank for Agriculture and Rural Development INE261F16AM2 | 638.00% |
HDFC Bank Ltd. INE040A16IZ6 | 637.00% |
Kotak Mahindra Bank Ltd. INE237AD6166 | 633.00% |
Kotak Mahindra Bank Ltd. INE237AD6166 | 601.00% |
Tata Communications Ltd. INE151A08349 | 464.00% |
Tata Communications Ltd. INE151A08349 | 439.00% |
Small Industries Development Bank of India INE556F16CD0 | 434.00% |
Canara Bank INE476A16I18 | 408.00% |
Punjab National Bank INE160A16UD4 | 398.00% |
National Bank for Agriculture and Rural Development INE261F16AQ3 | 395.00% |
HDFC Bank Ltd. INE040A16IQ5 | 395.00% |
Axis Securities Ltd. INE110O14IE8 | 392.00% |
Punjab National Bank INE160A16UD4 | 378.00% |
Small Industries Development Bank of India INE556F16CC2 | 356.00% |
5.63% CGL 2026 IN0020210012 | 355.00% |
Small Industries Development Bank of India INE556F16CC2 | 338.00% |
Small Industries Development Bank of India INE556F16CD0 | 336.00% |
Canara Bank INE476A16I18 | 311.00% |
Muthoot Fincorp Ltd. INE549K14CO7 | 311.00% |
Muthoot Fincorp Ltd. INE549K14CO7 | 296.00% |
National Bank for Agriculture and Rural Development INE261F16AQ3 | 262.00% |
Adani Power Ltd. INE814H07190 | 252.00% |
Small Industries Development Bank of India INE556F16CB4 | 238.00% |
Adani Power Ltd. INE814H07190 | 237.00% |
Small Industries Development Bank of India INE556F16CB4 | 226.00% |
HDFC Bank Ltd. INE040A16IQ5 | 225.00% |
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) INE2I7H15018 | 211.00% |
JM Financial Services Ltd. INE012I14SA5 | 204.00% |
TREPS | 201.00% |
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) INE2I7H15018 | 199.00% |
JM Financial Services Ltd. INE012I14SA5 | 194.00% |
Muthoot Finance Ltd. INE414G07JQ6 | 190.00% |
TREPS | 186.00% |
Muthoot Finance Ltd. INE414G07JQ6 | 179.00% |
Oberoi Realty Ltd. INE093I07074 | 169.00% |
Union Bank of India INE692A16JQ1 | 166.00% |
Muthoot Fincorp Ltd. INE549K14CC2 | 162.00% |
Bank of Baroda INE028A16LI1 | 159.00% |
91 DAY T-BILL 09.07.26 IN002026X016 | 158.00% |
Punjab National Bank INE160A16UM5 | 158.00% |
Union Bank of India INE692A16JQ1 | 158.00% |
Muthoot Fincorp Ltd. INE549K14CC2 | 154.00% |
Bank of Baroda INE028A16LI1 | 151.00% |
Punjab National Bank INE160A16UM5 | 150.00% |
Oberoi Realty Ltd. INE093I07074 | 132.00% |
7.03% State Government of Chhattisgarh 2026 IN3520190015 | 127.00% |
Tata Motors Ltd. INE1TAE08049 | 127.00% |
Performance Comparison
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Investment Objective
SBI ULTRA SHORT DURATION FUND - REGULAR PLAN - GROWTH by SBI Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
SBI ULTRA SHORT DURATION FUND - REGULAR PLAN - GROWTH is a Ultra Short Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹13,785 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL ULTRA SHORT DURATION DEBT A-I INDEX. The current expense ratio is 0.56%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations