Tata Business Cycle Fund · Regular · Growth
NAV
₹18.0587
as of 30 Sept 2026
Expense Ratio
2.17%
AUM
₹2,632 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.71%
- 3Y
- +8.57%
- 5Y
- +11.65%
- Since Inception
- +12.15%
SIP returns (XIRR)
- 1Y
- -4.95%
- 3Y
- +1.00%
- 5Y
- +9.02%
- Since Inception
- +9.14%
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,66,800 today — ₹2,95,000 invested, 8.9% XIRR.
₹2,95,000
Invested
₹3,66,800
Value today
8.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,74,501 today (11.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹13,78,206.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,66,800 in this fund vs ₹3,59,448 in the benchmark — outperformance of ₹7,352.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹97,155 today (0.97×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.01
Sharpe Ratio
-0.02
Alpha
0.27
Beta
-0.01
Sortino
14.19%
Std Dev
-14.87%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Finance9.28%
- Banks8.75%
- Healthcare Services8.29%
- Cement & Cement Products6.50%
- Industrial Products6.05%
- Ferrous Metals5.70%
- Financial Technology (Fintech)5.21%
- Insurance5.15%
- Petroleum Products4.79%
- Power3.97%
- Auto Components3.71%
- Pharmaceuticals & Biotechnology3.36%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Reliance Industries Ltd4.79%
- 2Metropolis Healthcare Ltd4.57%
- 3Axis Bank Ltd3.89%
- 4Jindal Steel Ltd3.82%
- 5Hdfc Bank Ltd3.47%
- 6L&T Finance Ltd3.33%
- 7Pb Fintech Ltd3.13%
- 8Larsen & Toubro Ltd2.91%
- 9Delhivery Ltd2.88%
- 10Cummins India Ltd2.57%
What this fund does
Tata Business Cycle Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Business Cycle Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹2,632 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.17%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations