Tata Business Cycle Fund · Regular · Growth
NAV
₹18.6433
as of 13 Nov 2026
Expense Ratio
2.17%
AUM
₹2,604 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.24%
- 3Y
- +9.29%
- 5Y
- +11.37%
- Since Inception
- +12.53%
SIP returns (XIRR)
- 1Y
- +1.79%
- 3Y
- +2.18%
- 5Y
- +9.68%
- Since Inception
- +9.98%
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,78,287 today — ₹3,00,000 invested, 9.5% XIRR.
₹3,00,000
Invested
₹3,78,287
Value today
9.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,71,354 today (11.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹13,35,252.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,78,287 in this fund vs ₹3,87,935 in the benchmark — underperformance of ₹9,648.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,07,659 today (1.08×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.34
Sharpe Ratio
-0.03
Alpha
1.01
Beta
-0.32
Sortino
14.14%
Std Dev
-14.87%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks9.08%
- Finance8.69%
- Healthcare Services8.13%
- Industrial Products7.00%
- Cement & Cement Products6.72%
- Ferrous Metals5.95%
- Insurance5.29%
- Petroleum Products4.80%
- Power4.42%
- Financial Technology (Fintech)4.08%
- Auto Components3.92%
- Pharmaceuticals & Biotechnology3.15%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Reliance Industries Ltd4.80%
- 2Metropolis Healthcare Ltd4.25%
- 3Axis Bank Ltd3.95%
- 4Jindal Steel Ltd3.92%
- 5Hdfc Bank Ltd3.73%
- 6L&T Finance Ltd2.96%
- 7Larsen & Toubro Ltd2.92%
- 8Delhivery Ltd2.78%
- 9Cummins India Ltd2.58%
- 10Adani Energy Solutions Ltd2.53%
What this fund does
Tata Business Cycle Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Business Cycle Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹2,604 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.17%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations