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Sectoral / ThematicregulargrowthVery High📊 NIFTY 500 TRI

Tata Business Cycle Fund-Regular Plan-Growth

Tata Mutual Fund

#142 of 213 (1Y)
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Today's NAV — all variants

Regular · Growth

₹₹18.8220

0.19 (-1.02%)

29 May 2026

AMFI: 149068

Direct · Growth

₹₹20.3069

0.21 (-1.01%)

29 May 2026

AMFI: 149071

Regular · IDCW

₹₹18.8220

0.19 (-1.02%)

29 May 2026

AMFI: 149070

Direct · IDCW

₹₹20.3069

0.21 (-1.01%)

29 May 2026

AMFI: 149066

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.33%
1 Month-0.40%
3 Months-1.08%
6 Months-3.41%
1 Year-0.43%
3 Years (CAGR)+16.18%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Jul 2021)+13.47%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+0.15%
3 Year SIP+5.80%
5 Year SIP
Since Inception (Jul 2021)+11.53%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹5,700

Invested

₹7,613

Value today

12.2%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹9,411

Value today

14.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹11,03,357

Value today

-2.3%

vs lumpsum

Direct lumpsum would have beaten STP by 2.3% — but STP reduced timing risk

Model your own STP with real NAV

Beat the benchmark — ₹100/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹7,613

Benchmark

₹7,263

+₹350 extra wealth vs the benchmark index

Backtest this SIP yourself

Direct vs Regular — ₹500/month over 4 years

Expense ratio drag on your actual returns

Direct plan

₹31,997

Regular plan

₹30,905

Direct earns ₹1,092 more on a ₹24K investment1.14% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseTata Mutual Fund
CategorySectoral / Thematic
Plan Typeregular
Optiongrowth
AUM₹2,657 Cr
Expense Ratio1.94%
Min SIP₹100
Min Lumpsum₹5,000
BenchmarkNIFTY 500 TRI ✓
Launch Date16 Jul 2021
AMFI Code149068

Risk Metrics

Trailing 1 year, annualised

-0.45

Sharpe Ratio

-0.05

Alpha

0.45

Beta

-0.42

Sortino

15.07%

Std Dev

-16.18%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

RELIANCE INDUSTRIES LTD

INE002A01018

7.08%

JINDAL STEEL LTD

INE749A01030

4.67%

HDFC BANK LTD

INE040A01034

4.49%

METROPOLIS HEALTHCARE LTD

INE112L01020

3.83%

AXIS BANK LTD

INE238A01034

3.82%

LUPIN LTD

INE326A01037

3.10%

LARSEN & TOUBRO LTD

INE018A01030

3.00%

DELHIVERY LTD

INE148O01028

2.89%

L&T FINANCE LTD

INE498L01015

2.81%

AMBUJA CEMENTS LTD

INE079A01024

2.65%

CUMMINS INDIA LTD

INE298A01020

2.53%

APOLLO HOSPITALS ENTERPRISE LTD

INE437A01024

2.51%

PB FINTECH LTD

INE417T01026

2.25%

SHREE CEMENT LTD

INE070A01015

2.13%

SHRIRAM FINANCE LTD

INE721A01047

2.13%

VEDANTA LTD

INE205A01025

2.05%

KOTAK MAHINDRA BANK LTD

INE237A01036

2.04%

ADANI ENERGY SOLUTIONS LTD

INE931S01010

2.03%

NIVA BUPA HEALTH INSURANCE COMPANY LTD

INE995S01015

2.02%

MARICO LTD

INE196A01026

1.99%

THE RAMCO CEMENTS LTD

INE331A01037

1.98%

GODREJ PROPERTIES LTD

INE484J01027

1.93%

BANK OF BARODA

INE028A01039

1.86%

ADANI POWER LTD

INE814H01029

1.67%

ICICI LOMBARD GENERAL INSURANCE CO. LTD

INE765G01017

1.65%

TATA STEEL LTD

INE081A01020

1.61%

HDFC LIFE INSURANCE CO. LTD

INE795G01014

1.60%

VARUN BEVERAGES LTD

INE200M01039

1.59%

SEDEMAC MECHATRONICS LTD

INE00XB01019

1.57%

DR. LAL PATH LABS LTD

INE600L01024

1.47%

BAJAJ FINSERV LTD

INE918I01026

1.45%

KEC INTERNATIONAL LTD

INE389H01022

1.40%

ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD

INE742F01042

1.38%

ACME SOLAR HOLDINGS LTD

INE622W01025

1.38%

HAVELLS INDIA LTD

INE176B01034

1.34%

NUVOCO VISTAS CORPORATION LTD

INE118D01016

1.32%

ONE 97 COMMUNICATIONS LTD

INE982J01020

1.28%

EMMVEE PHOTOVOLTAIC POWER LTD

INE1C6T01020

1.27%

BAYER CROPSCIENCE LTD

INE462A01022

1.20%

DCB BANK LTD

INE503A01015

1.11%

HINDUSTAN UNILEVER LTD

INE030A01027

1.09%

DABUR INDIA LTD

INE016A01026

1.08%

360 ONE WAM LTD

INE466L01038

1.08%

ITC LTD

INE154A01025

1.03%

PI INDUSTRIES LTD

INE603J01030

1.03%

GRAVITA INDIA LTD

INE024L01027

0.99%

GRAPHITE INDIA LTD

INE371A01025

0.96%

FIVE-STAR BUSINESS FINANCE LTD

INE128S01021

0.65%

TATA CAPITAL LTD

INE976I01016

0.62%

VEDANT FASHIONS LTD

INE825V01034

0.44%

Performance Comparison

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Investment Objective

Tata Business Cycle Fund-Regular Plan-Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

Tata Business Cycle Fund-Regular Plan-Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹2,657 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.94%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations