Tata Ethical Fund · Regular · Growth
NAV
₹358.0561
as of 14 Jul 2026
Expense Ratio
1.90%
AUM
₹3,693 Cr
Lumpsum returns (CAGR)
- 1Y
- -6.75%
- 3Y
- +5.15%
- 5Y
- +7.08%
- Since Inception
- +12.28%
SIP returns (XIRR)
- 1Y
- -6.64%
- 3Y
- -1.30%
- 5Y
- +4.00%
- Since Inception
- +15.00%
Returns calculated from 03 April 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,09,829 today — ₹6,00,000 invested, 10.2% XIRR.
₹6,00,000
Invested
₹10,09,829
Value today
10.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,72,886 today (10.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹17,19,026.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,09,829 in this fund vs ₹12,20,085 in the benchmark — underperformance of ₹2,10,256.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹2,98,321 today (2.98×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.75
Sharpe Ratio
-0.12
Alpha
0.27
Beta
-0.70
Sortino
13.45%
Std Dev
-15.47%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Infosys Ltd7.88%
- 2Tata Consultancy Services Ltd5.19%
- 3Tech Mahindra Ltd3.52%
- 4Hindustan Unilever Ltd3.46%
- 5Jindal Steel Ltd2.97%
- 6Ultratech Cement Ltd2.57%
- 7Fortis Healthcare Ltd2.49%
- 8Srf Ltd2.48%
- 9Dr Reddys Laboratories Ltd2.46%
- 10Bharat Heavy Electricals Ltd2.43%
Investment Objective
Tata Ethical Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Ethical Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹3,693 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.90%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations