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Gilt FundModerate📊 CRISIL Dynamic Gilt Index (AIII)

Tata Gilt Fund · Regular · Growth

Tata Mutual Fund

#25 of 31 (1Y)

NAV

₹79.1049

as of 30 Sept 2026

Expense Ratio

1.32%

AUM

₹1,006 Cr

Viewing Regular · Growth
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Moderate
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Lumpsum returns (CAGR)

1Y
+1.44%
3Y
+5.12%
5Y
+4.72%
Since Inception
+7.91%

SIP returns (XIRR)

1Y
+1.91%
3Y
+3.61%
5Y
+4.67%
Since Inception
+6.65%

Returns calculated from 04 August 1999 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

What history actually did — last 10 years (Sept 2016 – Sept 2026)

A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹7,78,658 today — ₹6,00,000 invested, 5.1% XIRR.

₹6,00,000

Invested

₹7,78,658

Value today

5.1%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹1,69,319 today (5.4% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,14,529.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,37,205 today (1.37×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-1.01

Sharpe Ratio

—

Alpha

—

Beta

-0.97

Sortino

4.33%

Std Dev

-4.91%

Max Drawdown

Performance Comparison

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Compare with Similar Funds

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3Y: +6.09%

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3Y: +5.64%

SBI Gilt Fund Long Term PF · Regular · Growth

3Y: +6.08%

LIC MF Gilt Fund · Regular · Growth

3Y: +4.80%

UTI Gilt Fund · Regular · Growth

3Y: +6.21%
Compare All Gilt Fund FundsView all Gilt Fund funds

Fund Details

Fund HouseTata Mutual Fund
CategoryGilt Fund
BenchmarkCRISIL Dynamic Gilt Index (AIII)
Launch Date04 Aug 1999
AMFI Code101042
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadCurrent load structure(w.e.f.27/06/2013):Exit Load: 0.50% if redeemed on or before expiry of 180 days from the date of allotment. The Entry/Exit load for investment will be as applicable as on the date of allotment / date of registration in case of SIP and STP.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 Jul 2026
Holding% NAV

What this fund does

Tata Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.

About This Fund

Tata Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹1,006 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index (AIII). The current expense ratio is 1.32%.

Who Should Invest?

  • •Moderate-risk investors looking for balanced growth and income
  • •Investors with a medium-term horizon of 3-5 years
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations
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