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Gilt FundregulargrowthModerate📊 CRISIL Dynamic Gilt Index (AIII)

Tata Gilt Securities Fund -Regular Plan- Growth Option

Tata Mutual Fund

#24 of 33 (1Y)

₹77.5818

0.03 (+0.04%)

NAV as of 29 May 2026

LowLow toModerateModerateModerately HighHighVery High
Riskometer
Moderate

Today's NAV — all variants

Regular · Growth

₹₹77.5818

0.03 (+0.04%)

29 May 2026

AMFI: 101042

Direct · Growth

₹₹87.7193

0.04 (+0.04%)

29 May 2026

AMFI: 119953

Regular · IDCW

₹₹21.5064

0.01 (+0.04%)

29 May 2026

AMFI: 101049

Direct · IDCW

₹₹24.7010

0.01 (+0.04%)

29 May 2026

AMFI: 119954

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.28%
1 Month-1.20%
3 Months-1.20%
6 Months-1.14%
1 Year-2.68%
3 Years (CAGR)+4.52%
5 Years (CAGR)+4.43%
10 Years (CAGR)+5.80%
Since Inception (Aug 1999)+7.92%

Returns calculated from 03 April 2006 onwards due to a structural change in the scheme on that date. Pre-2006 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-2.07%
3 Year SIP+3.19%
5 Year SIP+4.37%
Since Inception (Aug 1999)+6.64%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,60,500

Invested

₹4,29,330

Value today

6.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹38,791

Value today

7.9%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹16,05,000

Withdrawn

₹34,64,876

Corpus left

+₹40,69,876 net gain — withdrew ₹16,05,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,34,467

Value today

1.3×

Multiple

Staying invested through that crash turned ₹1L into ₹1,34,467 — a 1.3× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹83,106

Regular plan

₹78,763

Direct earns ₹4,343 more on a ₹60K investment0.72% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseTata Mutual Fund
CategoryGilt Fund
Plan Typeregular
Optiongrowth
AUM₹1,187 Cr
Expense Ratio1.37%
Min SIP₹500
Min Lumpsum₹5,000
BenchmarkCRISIL Dynamic Gilt Index (AIII)
Launch Date04 Aug 1999
AMFI Code101042

Risk Metrics

Trailing 1 year, annualised

-0.85

Sharpe Ratio

Alpha

Beta

-0.81

Sortino

4.18%

Std Dev

-4.91%

Max Drawdown

Portfolio Holdings

Top 8 holdings · as of Apr 2026

Security% NAV

GOI - 7.24% (18/08/2055)

IN0020250075

27.15%

GOI - 6.90% (15/04/2065)

IN0020250018

19.23%

GOI - 7.09% (05/08/2054)

IN0020240118

17.75%

GOI - 7.34% (22/04/2064)

IN0020240035

9.03%

SGS GUJARAT 6.98% (27/02/2030)

IN1520240251

4.67%

GOI - 7.18% (14/08/2033)

IN0020230085

2.38%

GOI - 7.10% (08/04/2034)

IN0020240019

2.37%

GOI - 6.48% (06/10/2035)

IN0020250091

2.27%

Performance Comparison

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Investment Objective

Tata Gilt Securities Fund -Regular Plan- Growth Option invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.

About This Fund

Tata Gilt Securities Fund -Regular Plan- Growth Option is a Gilt Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹1,187 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index (AIII). The current expense ratio is 1.37%.

Who Should Invest?

  • Moderate-risk investors looking for balanced growth and income
  • Investors with a medium-term horizon of 3-5 years
  • SIP investors who can benefit from rupee cost averaging during market fluctuations