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Sectoral / ThematicregulargrowthVery High📊 NIFTY Housing

Tata Housing Opportunities Fund - Regular Plan - Growth

Tata Mutual Fund

#154 of 213 (1Y)
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Today's NAV — all variants

Regular · Growth

₹₹14.4327

0.17 (-1.13%)

29 May 2026

AMFI: 150537

Direct · Growth

₹₹15.3854

0.18 (-1.13%)

29 May 2026

AMFI: 150532

Regular · IDCW

₹₹14.4327

0.17 (-1.13%)

29 May 2026

AMFI: 150535

Direct · IDCW

₹₹15.3854

0.18 (-1.13%)

29 May 2026

AMFI: 150534

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.69%
1 Month-0.91%
3 Months-5.75%
6 Months-6.27%
1 Year-1.76%
3 Years (CAGR)+9.97%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Aug 2022)+9.96%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-5.06%
3 Year SIP+1.27%
5 Year SIP
Since Inception (Aug 2022)+4.77%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹4,400

Invested

₹4,823

Value today

5.0%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹7,216

Value today

10.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹8,60,020

Value today

-0.7%

vs lumpsum

Direct lumpsum would have beaten STP by 0.7% — but STP reduced timing risk

Model your own STP with real NAV

Direct vs Regular — ₹500/month over 3 years

Expense ratio drag on your actual returns

Direct plan

₹19,574

Regular plan

₹19,052

Direct earns ₹522 more on a ₹18K investment0.97% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseTata Mutual Fund
CategorySectoral / Thematic
Plan Typeregular
Optiongrowth
AUM₹486 Cr
Expense Ratio2.39%
Min SIP₹100
Min Lumpsum₹5,000
BenchmarkNIFTY Housing ✓
Launch Date16 Aug 2022
AMFI Code150537

Risk Metrics

Trailing 1 year, annualised

-0.65

Sharpe Ratio

-0.10

Alpha

0.52

Beta

-0.61

Sortino

16.78%

Std Dev

-22.55%

Max Drawdown

Portfolio Holdings

Top 29 holdings · as of Mar 2026

Security% NAV

ULTRATECH CEMENT LTD

INE481G01011

8.91%

HDFC BANK LTD

INE040A01034

8.87%

LARSEN & TOUBRO LTD

INE018A01030

8.07%

ICICI BANK LTD

INE090A01021

6.91%

NTPC LTD

INE733E01010

6.72%

R R KABEL LTD

INE777K01022

4.78%

JSW STEEL LTD

INE019A01038

4.68%

PG ELECTROPLAST LTD

INE457L01029

4.30%

PRESTIGE ESTATES PROJECTS LTD

INE811K01011

4.17%

AMBUJA CEMENTS LTD

INE079A01024

3.89%

VENUS PIPES & TUBES LTD

INE0JA001018

3.51%

STEEL AUTHORITY INDIA LTD

INE114A01011

3.49%

HAVELLS INDIA LTD

INE176B01034

2.70%

KEYSTONE REALTORS LTD

INE263M01029

2.53%

ORIENT ELECTRIC LTD

INE142Z01019

2.41%

STATE BANK OF INDIA

INE062A01020

2.10%

AAVAS FINANCIERS LTD

INE216P01012

1.66%

GREENPANEL INDUSTRIES LTD

INE08ZM01014

1.53%

TORRENT POWER LTD

INE813H01021

1.53%

GODREJ PROPERTIES LTD

INE484J01027

1.47%

AKZO NOBEL INDIA LTD

INE133A01011

1.46%

IDFC FIRST BANK LTD

INE092T01019

1.42%

GREENPLY INDUSTRIES LTD

INE461C01038

1.31%

ASIAN PAINTS LTD

INE021A01026

1.23%

JINDAL STEEL LTD

INE749A01030

1.16%

WAKEFIT INNOVATIONS LTD

INE0E7301029

1.13%

TARC LTD

INE0EK901012

1.13%

THE RAMCO CEMENTS LTD

INE331A01037

1.12%

LG ELECTRONICS INDIA LTD

INE324D01010

1.03%

Performance Comparison

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Investment Objective

Tata Housing Opportunities Fund - Regular Plan - Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

Tata Housing Opportunities Fund - Regular Plan - Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹486 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Housing. The current expense ratio is 2.39%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations