Tata Liquid Fund · Regular · Growth
NAV
₹4393.9199
as of 02 Aug 2026
Expense Ratio
0.31%
AUM
₹30,911 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.29%
- 3Y
- +6.86%
- 5Y
- +6.15%
- Since Inception
- +7.09%
SIP returns (XIRR)
- 1Y
- +6.52%
- 3Y
- +6.69%
- 5Y
- +6.64%
- Since Inception
- +6.77%
Returns calculated from 01 February 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,06,643 today — ₹5,95,000 invested, 6.0% XIRR.
₹5,95,000
Invested
₹8,06,643
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,79,829 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,91,651.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹1,41,746 today (1.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-12.98
Sharpe Ratio
—
Alpha
—
Beta
-11.54
Sortino
0.15%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1** - Reliance Retail Ventures Ltd - Cp - 15/06/20264.10%
- 2** Treasury Bill 182 Days (30/07/2026)3.58%
- 3** - Bajaj Finance Ltd - Cp - 03/06/20263.28%
- 4** - Small Indust Devlop Bank Of India - Cp - 09/07/20263.26%
- 5** - Bajaj Finance Ltd - Cp - 08/07/20263.26%
- 6** - Hdfc Bank Ltd - Cd - 25/08/20263.23%
- 7** - Bank Of Baroda - Cd - 17/06/20262.95%
- 8** - Union Bank Of India - Cd - 17/06/20262.95%
- 9** Treasury Bill 182 Days (23/07/2026)2.67%
- 10** Treasury Bill 91 Days (04/06/2026)2.48%
Investment Objective
Tata Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Tata Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Tata Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹30,911 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.31%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations