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LiquidregulargrowthLow to Moderate📊 CRISIL Liquid Debt A-I Index

Tata Liquid Fund -Regular Plan - Growth Option

Tata Mutual Fund

#17 of 56 (1Y)
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Low to Moderate

Today's NAV — all variants

Regular · Growth

₹₹4342.8255

1.49 (+0.03%)

31 May 2026

AMFI: 102672

Direct · Growth

₹₹4399.7710

1.54 (+0.03%)

31 May 2026

AMFI: 119861

Regular · IDCW

₹₹1050.1349

0.17 (+0.02%)

15 May 2026

AMFI: HIST_CAMS_INF277KA1EC6

Direct · IDCW

₹₹1054.9017

0.17 (+0.02%)

15 May 2026

AMFI: HIST_CAMS_INF277KA1ED4

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.11%
1 Month+0.41%
3 Months+1.61%
6 Months+3.10%
1 Year+6.14%
3 Years (CAGR)+6.86%
5 Years (CAGR)+6.01%
10 Years (CAGR)+6.05%
Since Inception (Aug 2004)+34.62%

Returns calculated from 01 February 2014 onwards due to a structural change in the scheme on that date. Pre-2014 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+6.24%
3 Year SIP+6.69%
5 Year SIP+6.55%
Since Inception (Aug 2004)+36.07%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,20,500

Invested

₹95,45,301

Value today

36.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹19,91,026

Value today

34.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,05,000

Withdrawn

₹30,27,52,148

Corpus left

+₹30,29,57,148 net gain — withdrew ₹12,05,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,40,097

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,40,097 — a 1.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹82,941

Regular plan

₹82,435

Direct earns ₹506 more on a ₹60K investment0.08% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseTata Mutual Fund
CategoryLiquid
Plan Typeregular
Optiongrowth
AUM₹28,807 Cr
Expense Ratio0.31%
Min SIP₹500
Min Lumpsum₹5,000
BenchmarkCRISIL Liquid Debt A-I Index
Launch Date20 Aug 2004
AMFI Code102672

Risk Metrics

Trailing 1 year, annualised

-17.57

Sharpe Ratio

Alpha

Beta

-13.29

Sortino

0.12%

Std Dev

0.00%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

Tata Liquid Fund -Regular Plan - Growth Option invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

Tata Liquid Fund -Regular Plan - Growth Option is a Liquid mutual fund offered by Tata Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹28,807 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.31%.

Who Should Invest?

  • Conservative investors seeking capital preservation with modest returns
  • Investors with a short to medium investment horizon (6 months to 3 years)
  • Investors looking to park surplus cash for very short periods