Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansTata Retirement Savings Fund-Conservative · Regular · Growth
NAV
₹32.1215
as of 01 Oct 2026
Expense Ratio
2.17%
AUM
₹165 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.65%
- 3Y
- +5.99%
- 5Y
- +5.13%
- Since Inception
- +8.14%
SIP returns (XIRR)
- 1Y
- +0.91%
- 3Y
- +3.46%
- 5Y
- +5.33%
- Since Inception
- +7.29%
Risk Metrics
Trailing 1 year, annualised-0.52
Sharpe Ratio
-0.00
Alpha
0.19
Beta
-0.49
Sortino
4.82%
Std Dev
-4.94%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Capital Markets3.48%
- Banks2.78%
- Consumer Durables1.75%
- Chemicals & Petrochemicals1.61%
- Automobiles1.54%
- Industrial Products1.48%
- Food Products1.46%
- Petroleum Products1.21%
- Retailing1.21%
- Financial Technology (Fintech)1.14%
- IT - Software1.05%
- Beverages0.98%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Goi - 6.79% (07/10/2034)20.34%
- 2Goi - 7.17% (17/04/2030)8.95%
- 3Goi - 7.38% (20/06/2027)8.87%
- 4Goi - 6.36% (16/02/2031)8.69%
- 5** 06.40 % Jamnagar Utilities & Power Pvt. Ltd - 29/09/20265.84%
- 6Goi - 7.36% (12/09/2052)5.70%
- 7Goi - 6.90% (15/04/2065)5.31%
- 8** 07.51 % Shivshakti Securitisation Trust - 28/09/20292.84%
- 9Solar Industries India Ltd1.61%
- 10Icici Bank Ltd1.53%
What this fund does
Tata Retirement Savings Fund-Conservative · Regular · Growth by Tata Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Tata Retirement Savings Fund-Conservative · Regular · Growth is a Retirement Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹165 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Term Debt Hybrid 75+25 Index. The current expense ratio is 2.17%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations