Tata Retirement Savings Fund-Progressive · Regular · Growth
NAV
₹66.7264
as of 16 Jun 2026
Expense Ratio
2.03%
AUM
₹2,007 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.27%
- 3Y
- +13.67%
- 5Y
- +10.86%
- Since Inception
- +13.86%
SIP returns (XIRR)
- 1Y
- +7.33%
- 3Y
- +8.30%
- 5Y
- +10.98%
- Since Inception
- +13.23%
Beat the benchmark — ₹150/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹71,326
Benchmark
₹67,237
+₹4,089 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹150/month became
Real NAV backtest from day one
₹26,250
Invested
₹71,326
Value today
12.8%
XIRR (p.a.)
₹150/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹32,098
Value today
13.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹8,75,000
Withdrawn
₹40,42,143
Corpus left
+₹39,17,143 net gain — withdrew ₹8,75,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹37,24,220
Value today
-3.3%
vs lumpsum
Direct lumpsum would have beaten STP by 3.3% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,04,784
Value today
3.0×
Multiple
Staying invested through that crash turned ₹1L into ₹3,04,784 — a 3.0× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.29
Sharpe Ratio
-0.02
Alpha
0.50
Beta
-0.28
Sortino
15.39%
Std Dev
-17.27%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Solar Industries India Ltd5.19%
- 2Icici Bank Ltd4.80%
- 3Reliance Industries Ltd4.44%
- 4Bse Ltd4.24%
- 5Multi Commodity Exchange Of Ind Ltd3.85%
- 6Eternal Ltd3.27%
- 7Radico Khaitan Ltd3.10%
- 8Hdfc Bank Ltd3.00%
- 9Itc Ltd2.81%
- 10Nippon Life India Asset Management Ltd2.57%
Investment Objective
Tata Retirement Savings Fund-Progressive · Regular · Growth by Tata Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Tata Retirement Savings Fund-Progressive · Regular · Growth is a Retirement Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹2,007 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.03%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations