Union Flexi Cap Fund · Regular · Growth
NAV
₹52.3200
as of 31 Jul 2026
Expense Ratio
2.02%
AUM
₹2,288 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.28%
- 3Y
- +11.11%
- 5Y
- +11.01%
- Since Inception
- +11.55%
SIP returns (XIRR)
- 1Y
- +6.25%
- 3Y
- +7.13%
- 5Y
- +10.37%
- Since Inception
- +12.70%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,89,215 today — ₹5,95,000 invested, 13.5% XIRR.
₹5,95,000
Invested
₹11,89,215
Value today
13.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,28,850 today (12.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹20,99,283.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,89,215 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹28,192.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,78,308 today (3.78×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.09
Sharpe Ratio
+0.02
Alpha
0.29
Beta
0.08
Sortino
14.23%
Std Dev
-14.45%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
Union Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by Union Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹2,288 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.02%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations