Union Liquid Fund - Growth Option
₹2653.6608
₹0.91 (+0.03%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹2653.6608
₹0.91 (+0.03%)
31 May 2026
AMFI: 115398
Direct · Growth
₹₹2688.6640
₹0.94 (+0.04%)
31 May 2026
AMFI: 119303
Regular · IDCW
₹₹1001.4576
₹0.00 (+0.00%)
31 May 2026
AMFI: 115401
Direct · IDCW
₹₹1002.1525
₹0.35 (+0.04%)
31 May 2026
AMFI: 119302
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 02 October 2011 onwards due to a structural change in the scheme on that date. Pre-2011 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹87,500
Invested
₹1,38,933
Value today
6.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹12,937
Value today
6.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹8,75,000
Withdrawn
₹11,98,128
Corpus left
+₹10,73,128 net gain — withdrew ₹8,75,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,40,527
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,40,527 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹82,085
Regular plan
₹81,639
Direct earns ₹446 more on a ₹60K investment — 0.07% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-17.72
Sharpe Ratio
—
Alpha
—
Beta
-13.38
Sortino
0.12%
Std Dev
0.00%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Union Liquid Fund - Growth Option invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Union Liquid Fund - Growth Option is a Liquid mutual fund offered by Union Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹7,150 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.17%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations