Union Retirement Fund · Regular · Growth
NAV
₹16.2300
as of 17 Jun 2026
Expense Ratio
2.40%
AUM
₹190 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.25%
- 3Y
- +14.75%
- 5Y
- —
- Since Inception
- +13.85%
SIP returns (XIRR)
- 1Y
- +6.95%
- 3Y
- +9.32%
- 5Y
- —
- Since Inception
- +11.74%
Beat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹5,322
Benchmark
₹4,975
+₹347 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹4,500
Invested
₹5,322
Value today
9.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,550
Value today
12.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹9,33,427
Value today
+0.4%
vs lumpsum
STP beat direct lumpsum by 0.4% — reduced timing risk paid off
Model your own STP with real NAVRisk Metrics
Trailing 1 year, annualised-0.04
Sharpe Ratio
+0.02
Alpha
0.48
Beta
-0.04
Sortino
14.88%
Std Dev
-14.02%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Retirement Fund · Regular · Growth by Union Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
Union Retirement Fund · Regular · Growth is a Retirement Fund mutual fund offered by Union Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹190 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 2.40%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Individuals planning for retirement with a systematic long-term investment approach
- •SIP investors who can benefit from rupee cost averaging during market fluctuations