Union Small Cap Fund · Regular · Growth
NAV
₹57.4100
as of 31 Jul 2026
Expense Ratio
2.10%
AUM
₹2,025 Cr
Lumpsum returns (CAGR)
- 1Y
- +17.45%
- 3Y
- +17.40%
- 5Y
- +15.96%
- Since Inception
- +15.48%
SIP returns (XIRR)
- 1Y
- +27.07%
- 3Y
- +15.68%
- 5Y
- +17.39%
- Since Inception
- +17.46%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹16,14,106 today — ₹5,95,000 invested, 19.2% XIRR.
₹5,95,000
Invested
₹16,14,106
Value today
19.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,34,595 today (15.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹27,31,844.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹16,14,106 in this fund vs ₹14,85,580 in the benchmark — outperformance of ₹1,28,526.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹5,87,014 today (5.87×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.59
Sharpe Ratio
+0.14
Alpha
0.55
Beta
0.56
Sortino
19.08%
Std Dev
-14.64%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Small Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds offer higher growth potential but also carry higher volatility and risk compared to large-cap and mid-cap funds.
About This Fund
Union Small Cap Fund · Regular · Growth is a Small Cap mutual fund offered by Union Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹2,025 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Smallcap 250 TRI. The current expense ratio is 2.10%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors who understand that small-cap stocks can be highly volatile and are willing to stay invested for the long term
- •SIP investors who can benefit from rupee cost averaging during market fluctuations