Union Small Cap Fund · Regular · Growth
NAV
₹59.8200
as of 13 Nov 2026
Expense Ratio
2.16%
AUM
₹2,544 Cr
Lumpsum returns (CAGR)
- 1Y
- +18.81%
- 3Y
- +14.49%
- 5Y
- +15.23%
- Since Inception
- +15.48%
SIP returns (XIRR)
- 1Y
- +26.99%
- 3Y
- +15.37%
- 5Y
- +17.38%
- Since Inception
- +17.38%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹16,33,289 today — ₹6,00,000 invested, 19.3% XIRR.
₹6,00,000
Invested
₹16,33,289
Value today
19.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹5,06,520 today (17.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹34,31,910.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹16,33,289 in this fund vs ₹14,50,856 in the benchmark — outperformance of ₹1,82,433.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹6,11,656 today (6.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.78
Sharpe Ratio
—
Alpha
—
Beta
0.72
Sortino
17.23%
Std Dev
-12.89%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
What this fund does
Union Small Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds carry wider price swings than large-cap and mid-cap funds.
About This Fund
Union Small Cap Fund · Regular · Growth is a Small Cap mutual fund offered by Union Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹2,544 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Smallcap 250 TRI. The current expense ratio is 2.16%.
Who Should Invest?
- •Small-cap stocks can swing sharply in both directions — the category is built for money that can stay invested for years