Union Small Cap Fund · Regular · Growth
NAV
₹54.9700
as of 16 Jun 2026
Expense Ratio
2.10%
AUM
₹1,721 Cr
Lumpsum returns (CAGR)
- 1Y
- +15.82%
- 3Y
- +18.49%
- 5Y
- +17.45%
- Since Inception
- +15.24%
SIP returns (XIRR)
- 1Y
- +22.81%
- 3Y
- +14.25%
- 5Y
- +16.49%
- Since Inception
- +17.10%
Beat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹41,243
Benchmark
₹39,776
+₹1,467 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹14,400
Invested
₹41,243
Value today
16.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,266
Value today
14.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,20,000
Withdrawn
₹32,03,852
Corpus left
+₹29,23,852 net gain — withdrew ₹7,20,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹28,35,248
Value today
-10.3%
vs lumpsum
Direct lumpsum would have beaten STP by 10.3% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹5,38,446
Value today
5.4×
Multiple
Staying invested through that crash turned ₹1L into ₹5,38,446 — a 5.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.05
Sharpe Ratio
+0.07
Alpha
0.56
Beta
0.05
Sortino
20.46%
Std Dev
-25.05%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Small Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds offer higher growth potential but also carry higher volatility and risk compared to large-cap and mid-cap funds.
About This Fund
Union Small Cap Fund · Regular · Growth is a Small Cap mutual fund offered by Union Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹1,721 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Smallcap 250 TRI. The current expense ratio is 2.10%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors who understand that small-cap stocks can be highly volatile and are willing to stay invested for the long term
- •SIP investors who can benefit from rupee cost averaging during market fluctuations