Union Small Cap Fund - Regular Plan - Growth Option
₹54.0300
₹0.39 (-0.72%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹54.0300
₹0.39 (-0.72%)
29 May 2026
AMFI: 129647
Direct · Growth
₹₹60.2400
₹0.43 (-0.71%)
29 May 2026
AMFI: 129649
Regular · IDCW
₹₹46.9300
₹0.33 (-0.70%)
29 May 2026
AMFI: 129648
Direct · IDCW
₹₹45.0900
₹0.32 (-0.70%)
29 May 2026
AMFI: 129646
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹14,300
Invested
₹42,214
Value today
17.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,403
Value today
15.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,15,000
Withdrawn
₹32,92,305
Corpus left
+₹30,07,305 net gain — withdrew ₹7,15,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹28,55,707
Value today
-11.9%
vs lumpsum
Direct lumpsum would have beaten STP by 11.9% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹42,214
Benchmark
₹39,463
+₹2,751 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹5,52,454
Value today
5.5×
Multiple
Staying invested through that crash turned ₹1L into ₹5,52,454 — a 5.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,70,520
Regular plan
₹1,60,321
Direct earns ₹10,199 more on a ₹60K investment — 1.70% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.03
Sharpe Ratio
+0.06
Alpha
0.54
Beta
-0.02
Sortino
20.21%
Std Dev
-26.43%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Union Small Cap Fund - Regular Plan - Growth Option aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds offer higher growth potential but also carry higher volatility and risk compared to large-cap and mid-cap funds.
About This Fund
Union Small Cap Fund - Regular Plan - Growth Option is a Small Cap mutual fund offered by Union Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹1,721 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Smallcap 250 TRI. The current expense ratio is 2.10%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors who understand that small-cap stocks can be highly volatile and are willing to stay invested for the long term
- •SIP investors who can benefit from rupee cost averaging during market fluctuations