UTI Dividend Yield Fund · Regular · Growth
NAV
₹168.4489
as of 29 Sept 2026
Expense Ratio
1.99%
AUM
₹3,728 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.28%
- 3Y
- +10.99%
- 5Y
- +9.19%
- Since Inception
- +14.10%
SIP returns (XIRR)
- 1Y
- -7.73%
- 3Y
- +2.29%
- 5Y
- +9.10%
- Since Inception
- +12.62%
Returns calculated from 06 June 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,67,078 today — ₹2,95,000 invested, 8.9% XIRR.
₹2,95,000
Invested
₹3,67,078
Value today
8.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,55,963 today (9.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹11,92,555.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,05,031 today (1.05×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.10
Sharpe Ratio
—
Alpha
—
Beta
-0.10
Sortino
11.01%
Std Dev
-12.03%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks22.51%
- IT - Software10.56%
- Automobiles8.47%
- Pharmaceuticals & Biotechnology7.09%
- Consumer Durables4.61%
- Power4.06%
- Healthcare Services3.64%
- Capital Markets3.19%
- Aerospace & Defense2.99%
- Telecom - Services2.88%
- Personal Products2.53%
- Oil2.37%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.71%
- 2Icici Bank Ltd5.97%
- 3State Bank Of India3.44%
- 4Tech Mahindra Ltd.3.13%
- 5Mahindra & Mahindra Ltd.3.00%
- 6Kotak Mahindra Bank Ltd.2.89%
- 7Bharti Airtel Ltd.2.88%
- 8Infosys Ltd.2.55%
- 9Axis Bank Ltd.2.50%
- 10Power Grid Corporation Of Indi2.24%
What this fund does
UTI Dividend Yield Fund · Regular · Growth aims to generate regular income and capital appreciation by investing in high dividend-yielding stocks. The fund focuses on companies with a consistent track record of dividend payments and healthy balance sheets.
About This Fund
UTI Dividend Yield Fund · Regular · Growth is a Dividend Yield mutual fund offered by UTI Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹3,728 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 1.99%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations