UTI Dividend Yield Fund · Regular · Growth
NAV
₹178.1978
as of 31 Jul 2026
Expense Ratio
—
see scheme documents
AUM
₹2,326 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.97%
- 3Y
- +14.11%
- 5Y
- +12.33%
- Since Inception
- +14.52%
SIP returns (XIRR)
- 1Y
- +2.16%
- 3Y
- +7.61%
- 5Y
- +12.10%
- Since Inception
- +13.20%
Returns calculated from 06 June 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,94,595 today — ₹2,95,000 invested, 11.9% XIRR.
₹2,95,000
Invested
₹3,94,595
Value today
11.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,75,899 today (12.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹13,64,395.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,11,110 today (1.11×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.14
Sharpe Ratio
—
Alpha
—
Beta
-0.13
Sortino
12.03%
Std Dev
-12.03%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks22.54%
- IT - Software9.49%
- Automobiles7.98%
- Pharmaceuticals & Biotechnology7.19%
- Consumer Durables5.00%
- Power4.36%
- Aerospace & Defense3.06%
- Telecom - Services2.97%
- Personal Products2.94%
- Healthcare Services2.87%
- Capital Markets2.73%
- Oil2.58%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI Dividend Yield Fund - Regular Plan - IDCW
- 1Hdfc Bank Limited8.05%
- 2Icici Bank Ltd5.27%
- 3State Bank Of India3.26%
- 4Tech Mahindra Ltd.3.05%
- 5Bharti Airtel Ltd.2.97%
- 6Mahindra & Mahindra Ltd.2.84%
- 7Kotak Mahindra Bank Ltd.2.70%
- 8Power Grid Corporation Of Indi2.48%
- 9Infosys Ltd.2.28%
- 10Maruti Suzuki India Ltd.2.20%
Investment Objective
UTI Dividend Yield Fund · Regular · Growth aims to generate regular income and capital appreciation by investing in high dividend-yielding stocks. The fund focuses on companies with a consistent track record of dividend payments and healthy balance sheets.
About This Fund
UTI Dividend Yield Fund · Regular · Growth is a Dividend Yield mutual fund offered by UTI Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹2,326 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations