NAV
₹333.7642
as of 13 Nov 2026
Expense Ratio
1.68%
AUM
₹23,664 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.80%
- 3Y
- +9.47%
- 5Y
- +3.77%
- Since Inception
- +10.71%
SIP returns (XIRR)
- 1Y
- +14.90%
- 3Y
- +6.56%
- 5Y
- +7.68%
- Since Inception
- +12.21%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,55,418 today — ₹6,00,000 invested, 11.0% XIRR.
₹6,00,000
Invested
₹10,55,418
Value today
11.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,32,633 today (12.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹22,70,911.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,55,418 in this fund vs ₹11,99,859 in the benchmark — underperformance of ₹1,44,441.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹3,11,653 today (3.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.18
Sharpe Ratio
-0.01
Alpha
0.91
Beta
-0.17
Sortino
12.98%
Std Dev
-20.02%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Retailing16.57%
- Banks14.86%
- Consumer Durables10.38%
- IT - Software9.26%
- Pharmaceuticals & Biotechnology8.36%
- Finance7.67%
- Automobiles7.48%
- Industrial Products4.53%
- Healthcare Services4.22%
- Telecom - Services3.37%
- Chemicals & Petrochemicals2.36%
- Electrical Equipment1.19%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Limited6.56%
- 2Icici Bank Ltd5.81%
- 3Bajaj Finance Ltd.5.53%
- 4Hdfc Bank Limited4.61%
- 5Titan Company Ltd.3.94%
- 6Coforge Ltd3.77%
- 7Dixon Technologies (India) Ltd3.61%
- 8Info-Edge (India) Ltd.3.59%
- 9Persistent Systems Ltd.3.44%
- 10Kotak Mahindra Bank Ltd.3.41%
What this fund does
UTI Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
UTI Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 34 years. It manages assets worth ₹23,664 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.68%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations