NAV
₹327.6641
as of 31 Jul 2026
Expense Ratio
1.68%
AUM
₹15,711 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.25%
- 3Y
- +8.87%
- 5Y
- +6.36%
- Since Inception
- +10.74%
SIP returns (XIRR)
- 1Y
- +9.58%
- 3Y
- +6.90%
- 5Y
- +7.47%
- Since Inception
- +12.28%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,60,775 today — ₹5,95,000 invested, 11.3% XIRR.
₹5,95,000
Invested
₹10,60,775
Value today
11.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,96,744 today (11.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹19,06,662.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,60,775 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹1,56,632.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,05,957 today (3.06×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.13
Sharpe Ratio
-0.02
Alpha
0.30
Beta
-0.13
Sortino
14.02%
Std Dev
-20.02%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks15.94%
- Retailing15.42%
- Consumer Durables10.97%
- IT - Software9.27%
- Pharmaceuticals & Biotechnology6.93%
- Finance6.90%
- Automobiles6.65%
- Industrial Products5.05%
- Healthcare Services3.96%
- Telecom - Services3.44%
- Chemicals & Petrochemicals2.26%
- Agricultural Food & other Products1.15%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd6.18%
- 2Bajaj Finance Ltd.6.13%
- 3Eternal Limited5.70%
- 4Hdfc Bank Limited5.18%
- 5Titan Company Ltd.3.89%
- 6Kotak Mahindra Bank Ltd.3.59%
- 7Avenue Supermarts Ltd.3.48%
- 8Bharti Airtel Ltd.3.44%
- 9Coforge Ltd3.41%
- 10Persistent Systems Ltd.3.20%
Investment Objective
UTI Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
UTI Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 34 years. It manages assets worth ₹15,711 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.68%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations