UTI - Flexi Cap Fund-Growth Option
₹295.6140
₹3.82 (-1.27%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹295.6140
₹3.82 (-1.27%)
29 May 2026
AMFI: 100669
Direct · Growth
₹₹318.7890
₹4.10 (-1.27%)
29 May 2026
AMFI: 120662
Regular · IDCW
₹₹195.4411
₹2.52 (-1.27%)
29 May 2026
AMFI: 100668
Direct · IDCW
₹₹212.1490
₹2.73 (-1.27%)
29 May 2026
AMFI: 120663
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 17 October 2007 onwards due to a structural change in the scheme on that date. Pre-2007 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹2,04,000
Invested
₹24,00,839
Value today
11.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹29,561
Value today
10.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹20,40,000
Withdrawn
₹55,53,006
Corpus left
+₹65,93,006 net gain — withdrew ₹20,40,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,60,83,169
Value today
-9.3%
vs lumpsum
Direct lumpsum would have beaten STP by 9.3% — but STP reduced timing risk
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Flexi Cap by 5Y CAGR
HDFC Flexi Cap Fund - Growth Plan
BANK OF INDIA Flexi Cap Fund Regular Plan -Growth
quant Flexi Cap Fund - Growth Option - Regular Plan
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,46,912
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,46,912 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,01,282
Regular plan
₹96,570
Direct earns ₹4,712 more on a ₹60K investment — 0.79% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.73
Sharpe Ratio
-0.10
Alpha
0.45
Beta
-0.71
Sortino
14.40%
Std Dev
-20.02%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ICICI BANK LTD INE090A01021 | 6.49% |
BAJAJ FINANCE LTD. INE296A01032 | 5.90% |
ETERNAL LIMITED INE758T01015 | 5.57% |
HDFC BANK LIMITED INE040A01034 | 5.54% |
TITAN COMPANY LTD. INE280A01028 | 3.98% |
AVENUE SUPERMARTS LTD. INE192R01011 | 3.72% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 3.59% |
INFO-EDGE (INDIA) LTD. INE663F01032 | 3.32% |
PERSISTENT SYSTEMS LTD. INE262H01021 | 3.29% |
BHARTI AIRTEL LTD. INE397D01024 | 3.11% |
DIXON TECHNOLOGIES (INDIA) LTD INE935N01020 | 2.89% |
COFORGE LTD INE591G01025 | 2.87% |
LTIMindtree Limited INE214T01019 | 2.68% |
EICHER MOTORS LTD INE066A01021 | 2.23% |
MAHINDRA & MAHINDRA LTD. INE101A01026 | 2.20% |
ASTRAL LTD. INE006I01046 | 2.15% |
TRENT LIMITED INE849A01020 | 2.12% |
MARUTI SUZUKI INDIA LTD. INE585B01010 | 2.10% |
AJANTA PHARMA LTD. INE031B01049 | 1.84% |
POLYCAB INDIA LTD INE455K01017 | 1.73% |
DR LAL PATHLABS LTD. INE600L01024 | 1.64% |
GLOBAL HEALTH LTD. INE474Q01031 | 1.61% |
TORRENT PHARMACEUTICALS LTD. INE685A01028 | 1.38% |
DIVIS LABORATORIES LTD. INE361B01024 | 1.19% |
MARICO LTD INE196A01026 | 1.12% |
HAVELLS INDIA LTD. INE176B01034 | 1.10% |
PIDILITE INDUSTRIES LTD. INE318A01026 | 1.09% |
ASIAN PAINTS (INDIA) LTD. INE021A01026 | 1.05% |
AFFLE 3I LIMITED INE00WC01027 | 1.03% |
NESTLE INDIA LTD. INE239A01024 | 1.02% |
P I INDUSTRIES LTD INE603J01030 | 1.01% |
GRINDWELL NORTON LTD. INE536A01023 | 0.98% |
IPCA LABORATORIES LTD. INE571A01038 | 0.97% |
AU SMALL FINANCE BANK LTD INE949L01017 | 0.94% |
BERGER PAINTS INDIA LTD. INE463A01038 | 0.92% |
PAGE INDUSTRIES INE761H01022 | 0.88% |
CG POWER & IND SOLUTIONS LTD INE067A01029 | 0.87% |
MOTHERSON SUMI WIRING INDIA LT INE0FS801015 | 0.87% |
SHREE CEMENT LTD. INE070A01015 | 0.82% |
POLY MEDICURE LTD INE205C01021 | 0.82% |
3M INDIA LTD. INE470A01017 | 0.78% |
SCHAEFFLER INDIA LTD INE513A01022 | 0.76% |
ERIS LIFESCIENCES LTD INE406M01024 | 0.74% |
INDIAMART INTERMESH LTD INE933S01016 | 0.74% |
JUBILANT FOODWORKS LTD. INE797F01020 | 0.68% |
AAVAS FINANCIERS LTD. INE216P01012 | 0.67% |
GLAND PHARMA LTD. INE068V01023 | 0.65% |
METRO BRANDS LTD INE317I01021 | 0.56% |
CLEAN SCIENCE & TECHNOLOGY LTD INE227W01023 | 0.53% |
| Security | % NAV |
|---|---|
UNITS UTI LIQUID FUND INF789F01XQ6 | 1.22% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI - Flexi Cap Fund-Growth Option aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
UTI - Flexi Cap Fund-Growth Option is a Flexi Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 34 years. It manages assets worth ₹23,126 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.68%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations