NAV
₹267.8651
as of 31 Jul 2026
Expense Ratio
1.75%
AUM
₹11,824 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.42%
- 3Y
- +8.00%
- 5Y
- +8.56%
- Since Inception
- +10.24%
SIP returns (XIRR)
- 1Y
- -0.56%
- 3Y
- +3.84%
- 5Y
- +7.02%
- Since Inception
- +12.24%
Returns calculated from 04 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,28,778 today — ₹5,95,000 invested, 10.7% XIRR.
₹5,95,000
Invested
₹10,28,778
Value today
10.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,82,596 today (11.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹17,97,179.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,28,778 in this fund vs ₹11,21,460 in the benchmark — underperformance of ₹92,682.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,09,728 today (3.10×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.30
Sharpe Ratio
-0.05
Alpha
0.01
Beta
-0.30
Sortino
13.09%
Std Dev
-15.56%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks26.86%
- IT - Software9.21%
- Automobiles6.49%
- Petroleum Products5.91%
- Retailing5.56%
- Consumer Durables5.02%
- Construction4.15%
- Telecom - Services4.11%
- Finance3.91%
- Pharmaceuticals & Biotechnology3.14%
- Insurance2.32%
- Ferrous Metals2.18%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited9.15%
- 2Icici Bank Ltd8.22%
- 3Reliance Industries Ltd.5.35%
- 4Infosys Ltd.4.90%
- 5Kotak Mahindra Bank Ltd.4.55%
- 6Larsen & Toubro Ltd.4.15%
- 7Bharti Airtel Ltd.4.11%
- 8Bajaj Finance Ltd.3.91%
- 9Eternal Limited2.80%
- 10Axis Bank Ltd.2.59%
Investment Objective
UTI Large Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing predominantly in large-cap companies — typically the top 100 stocks by market capitalisation. The fund seeks to provide investors with relatively stable equity returns through exposure to well-established businesses with proven track records.
About This Fund
UTI Large Cap Fund · Regular · Growth is a Large Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹11,824 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 100 TRI. The current expense ratio is 1.75%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations