NAV
₹251.9317
as of 29 Sept 2026
Expense Ratio
1.86%
AUM
₹11,957 Cr
Lumpsum returns (CAGR)
- 1Y
- -7.07%
- 3Y
- +5.52%
- 5Y
- +5.18%
- Since Inception
- +9.93%
SIP returns (XIRR)
- 1Y
- -10.31%
- 3Y
- -0.99%
- 5Y
- +4.06%
- Since Inception
- +11.78%
Returns calculated from 04 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,63,945 today — ₹6,00,000 invested, 9.2% XIRR.
₹6,00,000
Invested
₹9,63,945
Value today
9.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,62,290 today (10.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹16,58,950.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹9,63,945 in this fund vs ₹10,27,854 in the benchmark — underperformance of ₹76,843.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,91,304 today (2.91×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.34
Sharpe Ratio
-0.06
Alpha
0.01
Beta
-0.34
Sortino
12.58%
Std Dev
-15.56%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks28.67%
- IT - Software8.45%
- Retailing7.01%
- Automobiles6.03%
- Petroleum Products5.40%
- Telecom - Services3.96%
- Construction3.91%
- Finance3.59%
- Consumer Durables3.39%
- Insurance2.26%
- Pharmaceuticals & Biotechnology2.12%
- Ferrous Metals2.09%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd9.27%
- 2Hdfc Bank Limited8.64%
- 3Reliance Industries Ltd.5.02%
- 4Kotak Mahindra Bank Ltd.4.83%
- 5Bharti Airtel Ltd.3.96%
- 6Larsen & Toubro Ltd.3.91%
- 7Infosys Ltd.3.49%
- 8Eternal Limited3.49%
- 9Bajaj Finance Ltd.3.43%
- 10Axis Bank Ltd.3.12%
What this fund does
UTI Large Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing predominantly in large-cap companies — typically the top 100 stocks by market capitalisation. The fund seeks to provide investors with relatively stable equity returns through exposure to well-established businesses with proven track records.
About This Fund
UTI Large Cap Fund · Regular · Growth is a Large Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹11,957 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 100 TRI. The current expense ratio is 1.86%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations