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Large & Mid CapregulargrowthVery High📊 Nifty LargeMidcap 250 TRI

UTI Large & Mid Cap Fund - Regular Plan - Growth Option

UTI Mutual Fund

#12 of 32 (1Y)

₹179.3021

2.42 (-1.33%)

NAV as of 29 May 2026

LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Today's NAV — all variants

Regular · Growth

₹₹179.3021

2.42 (-1.33%)

29 May 2026

AMFI: 100664

Direct · Growth

₹₹193.6044

2.61 (-1.33%)

29 May 2026

AMFI: 120665

Regular · IDCW

₹₹87.3482

1.18 (-1.33%)

29 May 2026

AMFI: 100663

Direct · IDCW

₹₹95.1390

1.28 (-1.33%)

29 May 2026

AMFI: 120664

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.22%
1 Month-1.30%
3 Months-2.53%
6 Months-2.56%
1 Year+3.56%
3 Years (CAGR)+19.56%
5 Years (CAGR)+16.19%
10 Years (CAGR)
Since Inception (Feb 1993)+9.08%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.43%
3 Year SIP+10.27%
5 Year SIP+14.59%
Since Inception (Feb 1993)+9.39%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,99,500

Invested

₹12,50,064

Value today

9.5%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹17,930

Value today

9.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹19,95,000

Withdrawn

₹54,29,570

Corpus left

+₹64,24,570 net gain — withdrew ₹19,95,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹92,31,671

Value today

-14.2%

vs lumpsum

Direct lumpsum would have beaten STP by 14.2% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹4,56,611

Value today

4.6×

Multiple

Staying invested through that crash turned ₹1L into ₹4,56,611 — a 4.6× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,42,208

Regular plan

₹1,32,924

Direct earns ₹9,284 more on a ₹60K investment1.55% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseUTI Mutual Fund
CategoryLarge & Mid Cap
Plan Typeregular
Optiongrowth
AUM₹5,583 Cr
Expense Ratio1.83%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNifty LargeMidcap 250 TRI ✓
Launch Date08 Feb 1993
AMFI Code100664

Risk Metrics

Trailing 1 year, annualised

-0.25

Sharpe Ratio

-0.02

Alpha

0.42

Beta

-0.23

Sortino

14.34%

Std Dev

-15.30%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity48 holdings · 81.2%
Security% NAV

HDFC BANK LIMITED

INE040A01034

4.26%

ICICI BANK LTD

INE090A01021

3.29%

INFOSYS LTD.

INE009A01021

3.23%

POWER GRID CORPORATION OF INDI

INE752E01010

2.98%

VEDANTA LTD

INE205A01025

2.71%

AUROBINDO PHARMA LTD.

INE406A01037

2.68%

LARSEN & TOUBRO LTD.

INE018A01030

2.63%

RELIANCE INDUSTRIES LTD.

INE002A01018

2.52%

ITC LTD.

INE154A01025

2.47%

WIPRO LIMITED

INE075A01022

2.39%

BHARTI AIRTEL LTD.

INE397D01024

2.33%

INDUS TOWERS LIMITED

INE121J01017

2.08%

HCL TECHNOLOGIES LTD.

INE860A01027

1.98%

FEDERAL BANK LTD.

INE171A01029

1.85%

HERO MOTOCORP LTD.

INE158A01026

1.84%

ADITYA BIRLA CAPITAL LTD

INE674K01013

1.71%

INFO-EDGE (INDIA) LTD.

INE663F01032

1.67%

TUBE INVESTMENTS OF INDIA LTD

INE974X01010

1.60%

GLENMARK PHARMACEUTICALS LTD.

INE935A01035

1.58%

PHOENIX MILLS LTD

INE211B01039

1.57%

STATE BANK OF INDIA

INE062A01020

1.55%

GRASIM INDUSTRIES LTD.

INE047A01021

1.52%

SUNDARAM FINANCE LTD.

INE660A01013

1.49%

MAX FINANCIAL SERVICES LTD.

INE180A01020

1.40%

MAHINDRA & MAHINDRA LTD.

INE101A01026

1.38%

SHRIRAM FINANCE LTD

INE721A01047

1.37%

MARUTI SUZUKI INDIA LTD.

INE585B01010

1.34%

OBEROI REALTY LIMITED

INE093I01010

1.34%

OIL INDIA LTD.

INE274J01014

1.32%

LIC OF INDIA

INE0J1Y01017

1.31%

AJANTA PHARMA LTD.

INE031B01049

1.30%

REC LTD

INE020B01018

1.25%

COAL INDIA LTD.

INE522F01014

1.25%

INTERGLOBE AVIATION LTD

INE646L01027

1.20%

ORACLE FINANCIAL SERVICES SOFT

INE881D01027

1.17%

EMAMI LTD.

INE548C01032

1.16%

BANK OF MAHARASHTRA

INE457A01014

1.15%

BIOCON LTD.

INE376G01013

1.13%

MPHASIS LTD

INE356A01018

1.13%

JUBILANT FOODWORKS LTD.

INE797F01020

1.11%

GREAT EASTERN SHIPPING CO. LTD

INE017A01032

1.02%

CROMPTON GREAVES CONSUMER ELEC

INE299U01018

1.02%

NIIT LEARNING SYSTEMS LTD

INE342G01023

1.01%

ICICI PRUDENTIAL LIFE INSURA L

INE726G01019

0.98%

MOTILAL OSWAL FINANCIAL SERVIC

INE338I01027

0.98%

G R INFRAPROJECTS LTD

INE201P01022

0.97%

GHCL LTD.

INE539A01019

0.97%

COLGATE PALMOLIVE INDIA LTD.

INE259A01022

0.96%
Fund Units1 holding · 1.7%
Security% NAV

UNITS UTI LIQUID FUND

INF789F01XQ6

1.74%
Other1 holding · 1.2%
Security% NAV

REIT- EMBASSY OFFICE PARKS

INE041025011

1.17%

Performance Comparison

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Investment Objective

UTI Large & Mid Cap Fund - Regular Plan - Growth Option seeks to generate long-term capital appreciation by investing in mid-cap companies — ranked 101st to 250th by market capitalisation. These companies offer a balance of growth potential and relative stability, making them suitable for investors with moderate to high risk appetite.

About This Fund

UTI Large & Mid Cap Fund - Regular Plan - Growth Option is a Large & Mid Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹5,583 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty LargeMidcap 250 TRI. The current expense ratio is 1.83%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations