NAV
₹457.8438
as of 02 Aug 2026
Expense Ratio
—
see scheme documents
AUM
₹4,942 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.33%
- 3Y
- +6.88%
- 5Y
- +6.19%
- Since Inception
- +6.84%
SIP returns (XIRR)
- 1Y
- +6.57%
- 3Y
- +6.71%
- 5Y
- +6.67%
- Since Inception
- +6.77%
Returns calculated from 20 October 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Aug 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,47,823 today — ₹2,95,000 invested, 6.7% XIRR.
₹2,95,000
Invested
₹3,47,823
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,043 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹10,02,612.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Aug 2026) (3 Jun 2024) would be ₹1,15,131 today (1.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-13.37
Sharpe Ratio
—
Alpha
—
Beta
-12.22
Sortino
0.15%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
Thinking about UTI Liquid Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI Liquid Fund - Regular Plan - Annual IDCW
- 1National Bank For Agriculture And Rural Development4.99%
- 291 Days T-Bill - 11/06/20264.51%
- 391 Days T-Bill - 19/06/20264.25%
- 4Bajaj Financial Securities Ltd3.78%
- 5Hdfc Bank Ltd - 05/06/20263.75%
- 6Union Bank Of India - 17/06/20263.74%
- 7Hdfc Bank Ltd - 11/06/20263.74%
- 8National Bank For Agriculture And Rural Development3.74%
- 9Small Industries Development Bank Of India3.73%
- 10Icici Securities Ltd.2.99%
Investment Objective
UTI Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
UTI Liquid Fund · Regular · Growth is a Liquid mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹4,942 Cr, reflecting investor confidence in the fund's strategy.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations