NAV
₹465.9996
as of 15 Nov 2026
Expense Ratio
0.25%
AUM
₹30,162 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.48%
- 3Y
- +6.83%
- 5Y
- +6.37%
- Since Inception
- +6.84%
SIP returns (XIRR)
- 1Y
- +6.54%
- 3Y
- +6.62%
- 5Y
- +6.68%
- Since Inception
- +6.76%
Returns calculated from 20 October 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,53,572 today — ₹3,00,000 invested, 6.7% XIRR.
₹3,00,000
Invested
₹3,53,572
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,36,156 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹10,07,992.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,17,120 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.17%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Portfolio holdings
portfolio shared with UTI- Liquid Cash Plan - Direct Plan - Growth Option
- 191 Days T-Bill - 19/11/20264.52%
- 2Uco Bank - 04/11/20263.44%
- 3National Bank For Agriculture And Rural Development2.71%
- 4Small Industries Development Bank Of India2.52%
- 5Hdfc Bank - 04/12/20262.34%
- 6National Bank For Agriculture And Rural Development2.17%
- 791 Days T-Bill - 03/12/20261.99%
- 8Bank Of India - 03/12/20261.98%
- 9Indian Bank - 09/11/20261.81%
- 10Hdfc Bank Ltd - 04/11/20261.81%
What this fund does
UTI Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
UTI Liquid Fund · Regular · Growth is a Liquid mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹30,162 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 0.25%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods