UTI - Master Equity Plan Unit Scheme
₹214.8820
₹2.89 (-1.33%)
NAV as of 29 May 2026
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,20,500
Invested
₹3,76,380
Value today
10.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,790
Value today
9.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,05,000
Withdrawn
₹20,26,383
Corpus left
+₹22,31,383 net gain — withdrew ₹12,05,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,16,91,923
Value today
+236.5%
vs lumpsum
STP beat direct lumpsum by 236.5% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,05,460
Value today
3.1×
Multiple
Staying invested through that crash turned ₹1L into ₹3,05,460 — a 3.1× return
Read: Staying invested through crashesFund Details
Risk Metrics
Trailing 1 year, annualised-0.54
Sharpe Ratio
—
Alpha
—
Beta
-0.53
Sortino
13.09%
Std Dev
-15.46%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC BANK LIMITED INE040A01034 | 8.79% |
ICICI BANK LTD INE090A01021 | 7.87% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 5.72% |
INFOSYS LTD. INE009A01021 | 4.95% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 4.15% |
LARSEN & TOUBRO LTD. INE018A01030 | 4.02% |
BHARTI AIRTEL LTD. INE397D01024 | 3.87% |
BAJAJ FINANCE LTD. INE296A01032 | 3.65% |
AXIS BANK LTD. INE238A01034 | 2.86% |
ETERNAL LIMITED INE758T01015 | 2.30% |
AVENUE SUPERMARTS LTD. INE192R01011 | 1.95% |
ULTRATECH CEMENT LTD. INE481G01011 | 1.85% |
TATA CONSUMER PRODUCTS LTD INE192A01025 | 1.57% |
STATE BANK OF INDIA INE062A01020 | 1.55% |
TITAN COMPANY LTD. INE280A01028 | 1.52% |
MAHINDRA & MAHINDRA LTD. INE101A01026 | 1.45% |
MARUTI SUZUKI INDIA LTD. INE585B01010 | 1.45% |
TATA CONSULTANCY SERVICES LTD. INE467B01029 | 1.45% |
SUN PHARMACEUTICALS INDUSTRIES INE044A01036 | 1.35% |
GODREJ CONSUMER PRODUCTS LTD INE102D01028 | 1.31% |
HDFC LIFE INSURANCE COMPANY LI INE795G01014 | 1.28% |
OIL & NATURAL GAS CORPORATION INE213A01029 | 1.28% |
LTIMindtree Limited INE214T01019 | 1.28% |
LUPIN LTD. INE326A01037 | 1.25% |
HINDUSTAN AERONAUTICS LTD INE066F01020 | 1.22% |
ITC LTD. INE154A01025 | 1.21% |
ASIAN PAINTS (INDIA) LTD. INE021A01026 | 1.18% |
TECH MAHINDRA LTD. INE669C01036 | 1.14% |
JINDAL STAINLESS LTD. INE220G01021 | 1.12% |
BAJAJ AUTO LTD. INE917I01010 | 1.10% |
TATA STEEL LTD. INE081A01020 | 1.07% |
TATA MOTORS PASSENGER VEHICLES LTD. INE155A01022 | 1.05% |
ASTRAL LTD. INE006I01046 | 0.93% |
INFO-EDGE (INDIA) LTD. INE663F01032 | 0.93% |
WIPRO LIMITED INE075A01022 | 0.87% |
METROPOLIS HEALTHCARE LTD INE112L01020 | 0.87% |
VARUN BEVERAGES LTD INE200M01039 | 0.79% |
LG ELECTRONICS INDIA LTD INE324D01010 | 0.79% |
HAVELLS INDIA LTD. INE176B01034 | 0.77% |
INDUSIND BANK INE095A01012 | 0.76% |
DIXON TECHNOLOGIES (INDIA) LTD INE935N01020 | 0.73% |
VEDANTA LTD INE205A01025 | 0.71% |
JUBILANT FOODWORKS LTD. INE797F01020 | 0.71% |
POLYCAB INDIA LTD INE455K01017 | 0.71% |
SAMVARDHANA MOTHERSON INTL LTD INE775A01035 | 0.70% |
HCL TECHNOLOGIES LTD. INE860A01027 | 0.67% |
COAL INDIA LTD. INE522F01014 | 0.64% |
TRENT LIMITED INE849A01020 | 0.58% |
SUNDRAM FASTENERS LTD. INE387A01021 | 0.56% |
| Security | % NAV |
|---|---|
UNITS UTI LIQUID FUND INF789F01XQ6 | 1.60% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI - Master Equity Plan Unit Scheme by UTI Mutual Fund is a Other fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Other category.
About This Fund
UTI - Master Equity Plan Unit Scheme is a Other mutual fund offered by UTI Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹2,870 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 100 TRI.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations