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Mid CapregulargrowthVery High📊 NIFTY Midcap 150 TRI

UTI Mid Cap Fund-Growth Option

UTI Mutual Fund

#23 of 29 (1Y)

₹300.3483

4.13 (-1.36%)

NAV as of 29 May 2026

LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Today's NAV — all variants

Regular · Growth

₹₹300.3483

4.13 (-1.36%)

29 May 2026

AMFI: 102394

Direct · Growth

₹₹337.0338

4.62 (-1.35%)

29 May 2026

AMFI: 120726

Regular · IDCW

₹₹142.1275

1.96 (-1.36%)

29 May 2026

AMFI: 102393

Direct · IDCW

₹₹165.8553

2.28 (-1.35%)

29 May 2026

AMFI: 120727

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+1.00%
1 Month-0.10%
3 Months+1.02%
6 Months-0.91%
1 Year+3.90%
3 Years (CAGR)+15.91%
5 Years (CAGR)+14.49%
10 Years (CAGR)+14.50%
Since Inception (Apr 2004)+16.58%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+3.57%
3 Year SIP+7.79%
5 Year SIP+11.63%
Since Inception (Apr 2004)+15.25%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,32,500

Invested

₹9,25,267

Value today

15.5%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹29,562

Value today

16.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,25,000

Withdrawn

₹2,03,09,166

Corpus left

+₹2,06,34,166 net gain — withdrew ₹13,25,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹1,60,21,323

Value today

-9.7%

vs lumpsum

Direct lumpsum would have beaten STP by 9.7% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹4,27,890

Value today

4.3×

Multiple

Staying invested through that crash turned ₹1L into ₹4,27,890 — a 4.3× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,12,209

Regular plan

₹1,31,186

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseUTI Mutual Fund
CategoryMid Cap
Plan Typeregular
Optiongrowth
AUM₹11,473 Cr
Expense Ratio1.77%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY Midcap 150 TRI ✓
Launch Date19 Apr 2004
AMFI Code102394

Risk Metrics

Trailing 1 year, annualised

-0.36

Sharpe Ratio

-0.07

Alpha

0.40

Beta

-0.33

Sortino

16.60%

Std Dev

-20.91%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

PB FINTECH LTD

INE417T01026

2.32%

MAX FINANCIAL SERVICES LTD.

INE180A01020

2.20%

TUBE INVESTMENTS OF INDIA LTD

INE974X01010

2.11%

POLYCAB INDIA LTD

INE455K01017

2.10%

APL APOLLO TUBES LTD

INE702C01027

2.08%

AJANTA PHARMA LTD.

INE031B01049

2.05%

PERSISTENT SYSTEMS LTD.

INE262H01021

2.02%

HERO MOTOCORP LTD.

INE158A01026

1.93%

COFORGE LTD

INE591G01025

1.91%

FEDERAL BANK LTD.

INE171A01029

1.91%

PHOENIX MILLS LTD

INE211B01039

1.87%

SHRIRAM FINANCE LTD

INE721A01047

1.71%

BLUE STAR LIMITED

INE472A01039

1.69%

SCHAEFFLER INDIA LTD

INE513A01022

1.69%

SUZLON ENERGY LTD.

INE040H01021

1.68%

ASTRAL LTD.

INE006I01046

1.68%

LUPIN LTD.

INE326A01037

1.66%

J.K.CEMENT LTD

INE823G01014

1.58%

AU SMALL FINANCE BANK LTD

INE949L01017

1.53%

BANK OF MAHARASHTRA

INE457A01014

1.46%

AUROBINDO PHARMA LTD.

INE406A01037

1.37%

MPHASIS LTD

INE356A01018

1.37%

BHARTI HEXACOM LTD

INE343G01021

1.37%

VOLTAMP TRANSFORMERS LTD.

INE540H01012

1.37%

SWIGGY LTD

INE00H001014

1.34%

BHARAT FORGE LTD.

INE465A01025

1.31%

SRF LTD.

INE647A01010

1.24%

GLENMARK PHARMACEUTICALS LTD.

INE935A01035

1.22%

TIMKEN INDIA LTD.

INE325A01013

1.22%

JUBILANT FOODWORKS LTD.

INE797F01020

1.20%

ENDURANCE TECHNOLOGIES LTD

INE913H01037

1.19%

MARICO LTD

INE196A01026

1.18%

DIXON TECHNOLOGIES (INDIA) LTD

INE935N01020

1.15%

COROMANDEL INTERNATIONAL LTD.

INE169A01031

1.14%

MULTI COMMODITY EXCHANGE OF IN

INE745G01043

1.14%

PFIZER LIMITED

INE182A01018

1.13%

JINDAL STAINLESS LTD.

INE220G01021

1.12%

IDFC FIRST BANK LTD

INE092T01019

1.12%

INFO-EDGE (INDIA) LTD.

INE663F01032

1.11%

GE VERNOVA T & D INDIA LTD

INE200A01026

1.04%

KARUR VYSYA BANK LTD.

INE036D01028

1.04%

HAVELLS INDIA LTD.

INE176B01034

1.02%

INDIAN BANK

INE562A01011

1.00%

CREDITACCESS GRAMEEN LTD

INE741K01010

0.99%

ICICI LOMBARD GENERAL INSURANC

INE765G01017

0.98%

BERGER PAINTS INDIA LTD.

INE463A01038

0.98%

LG ELECTRONICS INDIA LTD

INE324D01010

0.97%

GRINDWELL NORTON LTD.

INE536A01023

0.96%

DR LAL PATHLABS LTD.

INE600L01024

0.94%

MOTHERSON SUMI WIRING INDIA LT

INE0FS801015

0.93%

Performance Comparison

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Investment Objective

UTI Mid Cap Fund-Growth Option seeks to generate long-term capital appreciation by investing in mid-cap companies — ranked 101st to 250th by market capitalisation. These companies offer a balance of growth potential and relative stability, making them suitable for investors with moderate to high risk appetite.

About This Fund

UTI Mid Cap Fund-Growth Option is a Mid Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹11,473 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Midcap 150 TRI. The current expense ratio is 1.77%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations