UTI Multi Asset Allocation Fund · Regular · Growth
NAV
₹78.5793
as of 17 Jun 2026
Expense Ratio
1.69%
AUM
₹6,771 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.44%
- 3Y
- +16.01%
- 5Y
- +13.55%
- Since Inception
- +12.50%
SIP returns (XIRR)
- 1Y
- +5.76%
- 3Y
- +10.85%
- 5Y
- +13.89%
- Since Inception
- +10.36%
Returns calculated from 03 December 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,05,000
Invested
₹2,70,785
Value today
10.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹7,611
Value today
12.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,50,000
Withdrawn
₹49,02,790
Corpus left
+₹49,52,790 net gain — withdrew ₹10,50,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹35,27,421
Value today
-22.8%
vs lumpsum
Direct lumpsum would have beaten STP by 22.8% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,85,537
Value today
2.9×
Multiple
Staying invested through that crash turned ₹1L into ₹2,85,537 — a 2.9× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.09
Sharpe Ratio
—
Alpha
—
Beta
0.08
Sortino
10.75%
Std Dev
-11.18%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Banks9.00%
- IT - Software8.00%
- Automobiles7.00%
- Consumer Durables4.00%
- Capital Markets4.00%
- Food Products4.00%
- Pharmaceuticals & Biotechnology3.00%
- Diversified FMCG3.00%
- Telecom - Services3.00%
- Finance3.00%
- Consumable Fuels2.00%
- Aerospace & Defense2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Units Uti Mf- Gold Exchange Traded Fund Etf14.55%
- 2State Bank Of India2.83%
- 3Coal India Ltd.2.36%
- 4Asian Paints (India) Ltd.2.28%
- 5Infosys Ltd.2.25%
- 6Itc Ltd.2.24%
- 7Nestle India Ltd.2.10%
- 8Bharti Airtel Ltd.2.09%
- 9Hdfc Bank Limited2.03%
- 10Maruti Suzuki India Ltd.1.96%
Investment Objective
UTI Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
UTI Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by UTI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹6,771 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index. The current expense ratio is 1.69%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations