UTI Multi Asset Allocation Fund · Regular · Growth
NAV
₹77.8624
as of 14 Jul 2026
Expense Ratio
1.69%
AUM
₹6,771 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.58%
- 3Y
- +15.05%
- 5Y
- +13.04%
- Since Inception
- +12.39%
SIP returns (XIRR)
- 1Y
- +3.14%
- 3Y
- +9.34%
- 5Y
- +13.15%
- Since Inception
- +10.19%
Returns calculated from 03 December 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Jul 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,12,539 today — ₹3,00,000 invested, 13.1% XIRR.
₹3,00,000
Invested
₹4,12,539
Value today
13.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,84,557 today (13.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2021 would still hold ₹14,33,031.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Jul 2021 – Jul 2026) (3 Jun 2024) would be ₹1,14,753 today (1.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.11
Sharpe Ratio
—
Alpha
—
Beta
0.10
Sortino
10.80%
Std Dev
-11.18%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Banks9.00%
- IT - Software8.00%
- Automobiles7.00%
- Consumer Durables4.00%
- Capital Markets4.00%
- Food Products4.00%
- Pharmaceuticals & Biotechnology3.00%
- Diversified FMCG3.00%
- Telecom - Services3.00%
- Finance3.00%
- Consumable Fuels2.00%
- Aerospace & Defense2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Units Uti Mf- Gold Exchange Traded Fund Etf14.55%
- 2State Bank Of India2.83%
- 3Coal India Ltd.2.36%
- 4Asian Paints (India) Ltd.2.28%
- 5Infosys Ltd.2.25%
- 6Itc Ltd.2.24%
- 7Nestle India Ltd.2.10%
- 8Bharti Airtel Ltd.2.09%
- 9Hdfc Bank Limited2.03%
- 10Maruti Suzuki India Ltd.1.96%
Investment Objective
UTI Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
UTI Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by UTI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹6,771 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index. The current expense ratio is 1.69%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations