UTI Multi Asset Allocation Fund · Regular · Growth
NAV
₹75.8849
as of 30 Sept 2026
Expense Ratio
1.81%
AUM
₹6,867 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.04%
- 3Y
- +13.02%
- 5Y
- +11.58%
- Since Inception
- +12.07%
SIP returns (XIRR)
- 1Y
- -3.47%
- 3Y
- +5.67%
- 5Y
- +11.07%
- Since Inception
- +9.74%
Returns calculated from 03 December 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,85,180 today — ₹2,95,000 invested, 10.9% XIRR.
₹2,95,000
Invested
₹3,85,180
Value today
10.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,72,797 today (11.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹13,42,787.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,11,747 today (1.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.17
Sharpe Ratio
—
Alpha
—
Beta
0.16
Sortino
10.40%
Std Dev
-11.18%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks13.89%
- IT - Software7.26%
- Consumer Durables4.40%
- Food Products4.32%
- Capital Markets3.58%
- Pharmaceuticals & Biotechnology3.37%
- Automobiles3.31%
- Diversified FMCG3.03%
- Transport Services2.16%
- Telecom - Services2.03%
- Finance2.00%
- Industrial Products1.90%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI Multi Asset Allocation Fund - Direct Plan - IDCW
- 1Units Uti Mf- Gold Exchange Traded Fund Etf13.43%
- 2Icici Bank Ltd3.33%
- 3Kotak Mahindra Bank Ltd.2.97%
- 4Nestle India Ltd.2.73%
- 5Tata Consultancy Services Ltd.2.60%
- 6Hdfc Bank Limited2.50%
- 7Itc Ltd.2.36%
- 8Bharat Electronics Ltd.1.83%
- 9Infosys Ltd.1.75%
- 10Interglobe Aviation Ltd1.67%
What this fund does
UTI Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
UTI Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by UTI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹6,867 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index. The current expense ratio is 1.81%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations