UTI Multi Asset Allocation Fund - Regular Plan - Growth Option
₹77.7973
₹0.74 (-0.94%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹77.7973
₹0.74 (-0.94%)
29 May 2026
AMFI: 111599
Direct · Growth
₹₹87.0879
₹0.82 (-0.93%)
29 May 2026
AMFI: 120760
Regular · IDCW
₹₹29.3550
₹0.28 (-0.94%)
29 May 2026
AMFI: 111602
Direct · IDCW
₹₹34.4380
₹0.32 (-0.93%)
29 May 2026
AMFI: 120761
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,04,500
Invested
₹2,76,297
Value today
10.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹7,780
Value today
12.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,45,000
Withdrawn
₹50,16,757
Corpus left
+₹50,61,757 net gain — withdrew ₹10,45,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹91,07,723
Value today
+95.1%
vs lumpsum
STP beat direct lumpsum by 95.1% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,91,881
Value today
2.9×
Multiple
Staying invested through that crash turned ₹1L into ₹2,91,881 — a 2.9× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,15,840
Regular plan
₹1,12,691
Direct earns ₹3,149 more on a ₹60K investment — 0.52% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.04
Sharpe Ratio
—
Alpha
—
Beta
0.04
Sortino
10.57%
Std Dev
-11.18%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
STATE BANK OF INDIA INE062A01020 | 2.83% |
COAL INDIA LTD. INE522F01014 | 2.36% |
ASIAN PAINTS (INDIA) LTD. INE021A01026 | 2.28% |
INFOSYS LTD. INE009A01021 | 2.25% |
ITC LTD. INE154A01025 | 2.24% |
NESTLE INDIA LTD. INE239A01024 | 2.10% |
BHARTI AIRTEL LTD. INE397D01024 | 2.09% |
HDFC BANK LIMITED INE040A01034 | 2.03% |
MARUTI SUZUKI INDIA LTD. INE585B01010 | 1.96% |
TATA CONSULTANCY SERVICES LTD. INE467B01029 | 1.85% |
EICHER MOTORS LTD INE066A01021 | 1.77% |
HCL TECHNOLOGIES LTD. INE860A01027 | 1.69% |
BHARAT ELECTRONICS LTD. INE263A01024 | 1.69% |
CUMMINS INDIA LTD. INE298A01020 | 1.66% |
BRITANNIA INDUSTRIES LTD. INE216A01030 | 1.56% |
DIXON TECHNOLOGIES (INDIA) LTD INE935N01020 | 1.51% |
HERO MOTOCORP LTD. INE158A01026 | 1.21% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 1.16% |
MAHINDRA & MAHINDRA LTD. INE101A01026 | 1.15% |
AXIS BANK LTD. INE238A01034 | 1.14% |
BAJAJ FINANCE LTD. INE296A01032 | 1.04% |
HDFC ASSET MANAGEMENT COMPANY INE127D01025 | 0.98% |
INDUS TOWERS LIMITED INE121J01017 | 0.97% |
ICICI BANK LTD INE090A01021 | 0.94% |
INDIAN BANK INE562A01011 | 0.93% |
MARICO LTD INE196A01026 | 0.92% |
SUN PHARMACEUTICALS INDUSTRIES INE044A01036 | 0.89% |
PIDILITE INDUSTRIES LTD. INE318A01026 | 0.88% |
AU SMALL FINANCE BANK LTD INE949L01017 | 0.87% |
BSE LTD INE118H01025 | 0.83% |
MUTHOOT FINANCE LTD. INE414G01012 | 0.81% |
COLGATE PALMOLIVE INDIA LTD. INE259A01022 | 0.80% |
IRB INVIT FUND INE183W23014 | 0.79% |
HINDUSTAN UNILEVER LTD INE030A01027 | 0.77% |
LAURUS LABS LTD. INE947Q01028 | 0.77% |
FORTIS HEALTHCARE LTD. INE061F01013 | 0.76% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 0.73% |
MULTI COMMODITY EXCHANGE OF IN INE745G01043 | 0.73% |
INTERGLOBE AVIATION LTD INE646L01027 | 0.70% |
ADITYA BIRLA CAPITAL LTD INE674K01013 | 0.70% |
MAX FINANCIAL SERVICES LTD. INE180A01020 | 0.69% |
| Security | % NAV |
|---|---|
7.24% GSEC MAT- 18/08/2055 IN0020250075 | 1.11% |
EXPORT IMPORT BANK OF INDIA INE514E08GF5 | 0.77% |
7.74% WEST BENGAL SGS Mat - 18/02/2044 IN3420250372 | 0.77% |
| Security | % NAV |
|---|---|
UNITS UTI MF- GOLD EXCHANGE TRADED FUND ETF INF789F1AUX7 | 14.55% |
FLOATER FUND INF789F1ACX5 | 0.82% |
| Security | % NAV |
|---|---|
REIT- KNOWLEDGE REALTY TRUST REIT INE1JAR25012 | 1.08% |
REIT- EMBASSY OFFICE PARKS INE041025011 | 0.98% |
REIT- MINDSPACE BUSINESS PARKS INE0CCU25019 | 0.81% |
REIT- BROOKFIELD INDIA REAL ESTATE TRUST INE0FDU25010 | 0.80% |
Performance Comparison
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Investment Objective
UTI Multi Asset Allocation Fund - Regular Plan - Growth Option invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
UTI Multi Asset Allocation Fund - Regular Plan - Growth Option is a Multi Asset / Dynamic mutual fund offered by UTI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹6,771 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index. The current expense ratio is 1.69%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations