UTI Nifty 50 Index Fund · Regular · Growth
NAV
₹168.9526
as of 31 Jul 2026
Expense Ratio
0.32%
AUM
₹27,576 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.72%
- 3Y
- +8.24%
- 5Y
- +10.03%
- Since Inception
- +11.29%
SIP returns (XIRR)
- 1Y
- -1.24%
- 3Y
- +4.34%
- 5Y
- +7.88%
- Since Inception
- +12.82%
Returns calculated from 06 December 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,74,876 today — ₹5,95,000 invested, 11.5% XIRR.
₹5,95,000
Invested
₹10,74,876
Value today
11.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,07,958 today (11.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹20,04,705.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,38,137 today (3.38×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.16
Sharpe Ratio
—
Alpha
—
Beta
-0.16
Sortino
13.43%
Std Dev
-15.15%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks28.55%
- IT - Software8.45%
- Petroleum Products8.25%
- Automobiles6.85%
- Telecom - Services5.19%
- Finance5.15%
- Construction4.42%
- Diversified FMCG4.33%
- Pharmaceuticals & Biotechnology3.22%
- Power2.92%
- Ferrous Metals2.70%
- Consumer Durables2.67%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Investment Objective
UTI Nifty 50 Index Fund · Regular · Growth is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.
About This Fund
UTI Nifty 50 Index Fund · Regular · Growth is a Index Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹27,576 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 0.32%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Cost-conscious investors who prefer passive investing with low expense ratios
- •SIP investors who can benefit from rupee cost averaging during market fluctuations