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Debt Index TmifregulargrowthLow📊 Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index

UTI NIFTY SDL Plus AAA PSU Bond Apr 2028- 75:25 Index Fund - Regular Plan - Growth Option

UTI Mutual Fund

#41 of 60 (1Y)

₹12.5704

0.01 (+0.10%)

NAV as of 29 May 2026

Option:Growth₹12.5704Growth₹12.6600
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Low

Today's NAV — all variants

Regular · Growth

₹₹12.5704

0.01 (+0.10%)

29 May 2026

AMFI: 151488

Direct · Growth

₹₹12.6600

0.01 (+0.10%)

29 May 2026

AMFI: 151487

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.10%
1 Month-0.09%
3 Months+0.36%
6 Months+1.59%
1 Year+4.39%
3 Years (CAGR)+6.87%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Mar 2023)+7.35%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+3.82%
3 Year SIP+6.61%
5 Year SIP
Since Inception (Mar 2023)+6.67%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹19,000

Invested

₹21,099

Value today

6.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,257

Value today

7.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹7,49,644

Value today

-0.6%

vs lumpsum

Direct lumpsum would have beaten STP by 0.6% — but STP reduced timing risk

Model your own STP with real NAV

Direct vs Regular — ₹500/month over 3 years

Expense ratio drag on your actual returns

Direct plan

₹20,548

Regular plan

₹20,478

Direct earns ₹70 more on a ₹18K investment0.13% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseUTI Mutual Fund
CategoryDebt Index Tmif
Plan Typeregular
Optiongrowth
AUM₹34.4 Cr
Expense Ratio0.39%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index
Launch Date03 Mar 2023
AMFI Code151488

Risk Metrics

Trailing 1 year, annualised

0.25

Sharpe Ratio

Alpha

Beta

0.25

Sortino

1.14%

Std Dev

-0.69%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

UTI NIFTY SDL Plus AAA PSU Bond Apr 2028- 75:25 Index Fund - Regular Plan - Growth Option is a passively managed fund that tracks a specific market index, aiming to replicate its returns with minimal tracking error. Index funds offer low-cost, diversified exposure to the market with full transparency of holdings.

About This Fund

UTI NIFTY SDL Plus AAA PSU Bond Apr 2028- 75:25 Index Fund - Regular Plan - Growth Option is a Debt Index Tmif mutual fund offered by UTI Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹34.4 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index. The current expense ratio is 0.39%.

Who Should Invest?

  • Conservative investors seeking capital preservation with modest returns
  • Investors with a short to medium investment horizon (6 months to 3 years)
  • Cost-conscious investors who prefer passive investing with low expense ratios