UTI Small Cap Fund · Regular · Growth
NAV
₹26.6666
as of 17 Jun 2026
Expense Ratio
1.85%
AUM
₹4,472 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.51%
- 3Y
- +15.67%
- 5Y
- +16.00%
- Since Inception
- +3.93%
SIP returns (XIRR)
- 1Y
- +10.79%
- 3Y
- +10.13%
- 5Y
- +13.79%
- Since Inception
- +6.32%
Returns calculated from 06 May 2002 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
This fund trailed its benchmark
Top performers in Small Cap by 5Y CAGR
Axis Mid Cap Fund · Regular · Growth
Nippon India Small Cap Fund · Regular · Growth
Invesco India Small Cap Fund · Regular · Growth
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,52,500
Invested
₹3,49,858
Value today
11.2%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,535
Value today
3.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus would have been exhausted — fund volatility too high for this rate
₹10,00,000
Initial corpus
₹10,00,000
Withdrawn
₹0 (exhausted)
Corpus left
₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹15,21,090
Value today
+0.0%
vs lumpsum
STP beat direct lumpsum by 0.0% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,53,515
Value today
2.5×
Multiple
Staying invested through that crash turned ₹1L into ₹2,53,515 — a 2.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.25
Sharpe Ratio
-0.02
Alpha
0.49
Beta
-0.24
Sortino
18.19%
Std Dev
-21.29%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Industrial Products8.00%
- Pharmaceuticals & Biotechnology8.00%
- Banks7.00%
- Chemicals & Petrochemicals6.00%
- Capital Markets6.00%
- Consumer Durables6.00%
- Electrical Equipment6.00%
- Healthcare Services6.00%
- Finance5.00%
- Commercial Services & Supplies5.00%
- Auto Components4.00%
- IT - Software4.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Multi Commodity Exchange Of In3.69%
- 2Karur Vysya Bank Ltd.3.05%
- 3Td Power Systems Ltd.2.66%
- 4Aster Dm Healthcare Ltd2.61%
- 5Units Uti Liquid Fund2.40%
- 6Acutaas Chemicals Limited2.39%
- 7City Union Bank2.16%
- 8Ujjivan Small Finance Bank Ltd2.04%
- 9Inox India Ltd1.94%
- 10Navin Fluorine International L1.94%
Investment Objective
UTI Small Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds offer higher growth potential but also carry higher volatility and risk compared to large-cap and mid-cap funds.
About This Fund
UTI Small Cap Fund · Regular · Growth is a Small Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹4,472 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Smallcap 250 TRI. The current expense ratio is 1.85%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Investors who understand that small-cap stocks can be highly volatile and are willing to stay invested for the long term
- •SIP investors who can benefit from rupee cost averaging during market fluctuations