UTI Small Cap Fund - Regular Plan - Growth Option
₹25.9387
₹0.28 (-1.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹25.9387
₹0.28 (-1.07%)
29 May 2026
AMFI: 148617
Direct · Growth
₹₹28.1818
₹0.30 (-1.06%)
29 May 2026
AMFI: 148618
Regular · IDCW
₹₹25.9385
₹0.28 (-1.07%)
29 May 2026
AMFI: 148616
Direct · IDCW
₹₹28.1817
₹0.30 (-1.06%)
29 May 2026
AMFI: 148619
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,52,000
Invested
₹3,61,305
Value today
11.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,622
Value today
3.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus would have been exhausted — fund volatility too high for this rate
₹10,00,000
Initial corpus
₹10,00,000
Withdrawn
₹0 (exhausted)
Corpus left
₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹15,73,092
Value today
+0.0%
vs lumpsum
STP beat direct lumpsum by 0.0% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Small Cap by 5Y CAGR
BANDHAN SMALL CAP FUND - REGULAR PLAN GROWTH
Nippon India Small Cap Fund - Growth Plan - Growth Option
Bank of India Small Cap Fund - Regular Plan - Growth
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,62,182
Value today
2.6×
Multiple
Staying invested through that crash turned ₹1L into ₹2,62,182 — a 2.6× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹51,564
Regular plan
₹1,21,409
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.33
Sharpe Ratio
-0.02
Alpha
0.47
Beta
-0.31
Sortino
17.98%
Std Dev
-22.54%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
MULTI COMMODITY EXCHANGE OF IN INE745G01043 | 3.69% |
KARUR VYSYA BANK LTD. INE036D01028 | 3.05% |
TD POWER SYSTEMS LTD. INE419M01027 | 2.66% |
ASTER DM HEALTHCARE LTD INE914M01019 | 2.61% |
ACUTAAS CHEMICALS LIMITED INE00FF01025 | 2.39% |
CITY UNION BANK INE491A01021 | 2.16% |
UJJIVAN SMALL FINANCE BANK LTD INE551W01018 | 2.04% |
INOX INDIA LTD INE616N01034 | 1.94% |
NAVIN FLUORINE INTERNATIONAL L INE048G01026 | 1.94% |
AFFLE 3I LIMITED INE00WC01027 | 1.87% |
ERIS LIFESCIENCES LTD INE406M01024 | 1.67% |
JUBILANT INGREVIA LTD. INE0BY001018 | 1.66% |
GREAT EASTERN SHIPPING CO. LTD INE017A01032 | 1.65% |
INDIA SHELTER FINANCE CORPORATION LTD INE922K01024 | 1.58% |
KFIN TECHNOLOGIES LTD INE138Y01010 | 1.54% |
TECHNO ELECTRIC & ENGINEERING INE285K01026 | 1.38% |
CAPLIN POINT LABORATORIES LTD INE475E01026 | 1.36% |
ADITYA BIRLA CAPITAL LTD INE674K01013 | 1.35% |
KRISHNA INSTITUTE OF MEDI SCIE INE967H01025 | 1.32% |
NESCO LTD. INE317F01035 | 1.30% |
TIMKEN INDIA LTD. INE325A01013 | 1.29% |
J.K.CEMENT LTD INE823G01014 | 1.28% |
SUBROS LTD. INE287B01021 | 1.26% |
TIPS MUSIC LIMITED INE716B01029 | 1.26% |
GRAVITA INDIA LTD. INE024L01027 | 1.24% |
MARKSANS PHARMA LTD. INE750C01026 | 1.21% |
TUBE INVESTMENTS OF INDIA LTD INE974X01010 | 1.19% |
CREDITACCESS GRAMEEN LTD INE741K01010 | 1.18% |
VOLTAMP TRANSFORMERS LTD. INE540H01012 | 1.18% |
NIIT LEARNING SYSTEMS LTD INE342G01023 | 1.15% |
ECLERX SERVICES LTD. INE738I01010 | 1.13% |
INDIAMART INTERMESH LTD INE933S01016 | 1.12% |
SUZLON ENERGY LTD. INE040H01021 | 1.07% |
BRIGADE ENTERPRISES LTD. INE791I01019 | 1.05% |
METROPOLIS HEALTHCARE LTD INE112L01020 | 1.04% |
VIJAYA DIAGNOSTIC CENTRE LTD INE043W01024 | 1.02% |
GODREJ AGROVET LTD INE850D01014 | 1.02% |
CIE AUTOMOTIVE INDIA LTD INE536H01010 | 1.01% |
NEWGEN SOFTWARE TECHNOLOGIES LTD INE619B01017 | 0.98% |
RADICO KHAITAN LTD. INE944F01028 | 0.94% |
FINE ORGANIC IND LTD INE686Y01026 | 0.89% |
PRAJ INDUSRIES LTD. INE074A01025 | 0.89% |
CROMPTON GREAVES CONSUMER ELEC INE299U01018 | 0.89% |
KPIT TECHNOLOGIES LTD INE04I401011 | 0.89% |
OIL INDIA LTD. INE274J01014 | 0.88% |
GRINDWELL NORTON LTD. INE536A01023 | 0.87% |
KAJARIA CERAMICS LTD. INE217B01036 | 0.86% |
KEI INDUSTRIES LTD. INE878B01027 | 0.84% |
CARBORANDUM UNIVERSAL LTD. INE120A01034 | 0.83% |
| Security | % NAV |
|---|---|
UNITS UTI LIQUID FUND INF789F01XQ6 | 2.40% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI Small Cap Fund - Regular Plan - Growth Option aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds offer higher growth potential but also carry higher volatility and risk compared to large-cap and mid-cap funds.
About This Fund
UTI Small Cap Fund - Regular Plan - Growth Option is a Small Cap mutual fund offered by UTI Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹4,472 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Smallcap 250 TRI. The current expense ratio is 1.85%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Investors who understand that small-cap stocks can be highly volatile and are willing to stay invested for the long term
- •SIP investors who can benefit from rupee cost averaging during market fluctuations