UTI Ultra Short Duration Fund - Regular Plan - Growth Option
₹4451.6689
₹3.01 (+0.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹3189.7772
₹2.16 (+0.07%)
29 May 2026
AMFI: 112083
Direct · Growth
₹₹4803.4591
₹3.41 (+0.07%)
29 May 2026
AMFI: 120746
Regular · IDCW
₹₹1291.2992
₹0.87 (+0.07%)
29 May 2026
AMFI: 133873
Direct · IDCW
₹₹1325.0101
₹0.94 (+0.07%)
29 May 2026
AMFI: 131512
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 13 April 2006 onwards due to a structural change in the scheme on that date. Pre-2006 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,36,500
Invested
₹3,12,711
Value today
6.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹4,452
Value today
6.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,65,000
Withdrawn
₹13,24,559
Corpus left
+₹16,89,559 net gain — withdrew ₹13,65,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,44,501
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,44,501 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹83,153
Regular plan
₹82,266
Direct earns ₹887 more on a ₹60K investment — 0.15% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.05
Sharpe Ratio
—
Alpha
—
Beta
-0.07
Sortino
0.35%
Std Dev
-0.06%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
182 DAYS T-BILL - 18/06/2026 IN002025Y388 | 9.48% |
182 DAYS T-BILL - 09/04/2026 IN002025Y289 | 4.79% |
HDFC BANK LTD - 05/03/2027 INE040A16IU7 | 4.49% |
SHRIRAM FINANCE LTD INE721A07RH9 | 3.20% |
EQUITAS SMALL FINANCE BANK - 10/06/2026 INE063P16BA4 | 3.15% |
IDFC FIRST BANK LTD - 09/06/2026 INE092T16YR1 | 3.15% |
UJJIVAN SMALL FINANCE BANK LTD - 11/06/2026 INE551W16CF1 | 3.15% |
HDFC BANK LTD. - 22/01/2027 INE040A16IK8 | 3.02% |
MUTHOOT FINCORP LIMITED INE549K14CH1 | 3.00% |
CANARA BANK - 02/03/2027 INE476A16H35 | 2.99% |
CANARA BANK - 12/03/2027 INE476A16H92 | 2.99% |
TATA CAPITAL LTD. INE976I14QY5 | 2.98% |
PIRAMAL FINANCE LIMITED INE202B07JR4 | 2.73% |
TATA COMMUNICATIONS LTD. INE151A08349 | 2.39% |
PIRAMAL FINANCE LIMITED INE202B07JW4 | 2.39% |
ADITYA BIRLA RENEWABLES LTD INE01QP08016 | 2.08% |
360 ONE PRIME LTD INE248U07FU9 | 1.60% |
TATA CAPITAL HOUSING FINANCE LTD INE033L07IE2 | 1.60% |
PNB HOUSING FINANCE LTD. INE572E07100 | 1.60% |
GODREJ INDUSTRIES LTD. INE233A08121 | 1.60% |
BAJAJ HOUSING FINANCE LTD INE377Y07425 | 1.60% |
GIC HOUSING FINANCE LTD. INE289B07081 | 1.60% |
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EA6 | 1.59% |
GIC HOUSING FINANCE LTD. INE289B07123 | 1.58% |
AXIS BANK - 12/06/2026 INE238AD6AU5 | 1.57% |
STANDARD CHARTERED CAPITAL LTD. INE403G14TU6 | 1.54% |
NABARD - 28/01/2027 INE261F16AH2 | 1.51% |
CANARA BANK - 29/01/2027 INE476A16G36 | 1.51% |
NABARD - 03/02/2027 INE261F16AI0 | 1.51% |
AXIS BANK LTD - 14/01/2027 INE238AD6BW9 | 1.51% |
EXIM BANK - 29/01/2027 INE514E16CO9 | 1.51% |
INDIAN BANK - 22/01/2027 INE562A16QG2 | 1.51% |
HDFC BANK - 05/02/2027 INE040A16IM4 | 1.50% |
CANARA BANK - 12/02/2027 INE476A16H01 | 1.50% |
SMALL INDST. DEV. BANK OF INDIA - 05/02/2027 INE556F16BZ5 | 1.50% |
KOTAK MAHINDRA BANK LTD - 12/02/2027 INE237AD6141 | 1.50% |
CANFIN HOMES LTD. INE477A07423 | 1.12% |
07.15% KARNATAKA SDL MAT - 11/01/2027 IN1920160075 | 0.81% |
7.59% GJ SDL 15/02/2027 IN1520160194 | 0.81% |
ONGC PETRO-ADDITIONS LTD. INE163N08263 | 0.80% |
LIC HOUSING FINANCE LTD. INE115A07KM9 | 0.80% |
AADHAR HOUSING FINANCE LIMITED INE883F07306 | 0.80% |
EMBASSY OFFICE PARKS REIT INE041007092 | 0.80% |
MANKIND PHARMA LTD INE634S07025 | 0.80% |
ERIS LIFESCIENCES LTD INE406M08011 | 0.80% |
NIRMA LTD. INE091A07208 | 0.80% |
NIRMA LTD. INE091A07216 | 0.80% |
ADITYA BIRLA REAL ESTATE LTD INE055A08037 | 0.77% |
MUTHOOT FINCORP LIMITED INE549K14CC2 | 0.76% |
SMALL INDST. DEV. BANK OF INDIA - 14/01/2027 INE556F16BV4 | 0.76% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI Ultra Short Duration Fund - Regular Plan - Growth Option by UTI Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
UTI Ultra Short Duration Fund - Regular Plan - Growth Option is a Ultra Short Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹3,814 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Ultra Short Duration Debt Index A-I. The current expense ratio is 0.99%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations