NAV
₹168.3566
as of 13 Nov 2026
Expense Ratio
1.87%
AUM
₹9,537 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.47%
- 3Y
- +12.46%
- 5Y
- +10.03%
- Since Inception
- +14.15%
SIP returns (XIRR)
- 1Y
- +4.15%
- 3Y
- +4.90%
- 5Y
- +10.45%
- Since Inception
- +13.20%
Returns calculated from 11 November 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,04,033 today — ₹6,00,000 invested, 13.5% XIRR.
₹6,00,000
Invested
₹12,04,033
Value today
13.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,66,203 today (13.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹24,57,995.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,04,033 in this fund vs ₹11,82,418 in the benchmark — outperformance of ₹21,615.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹3,97,626 today (3.98×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.32
Sharpe Ratio
—
Alpha
—
Beta
-0.31
Sortino
12.49%
Std Dev
-15.40%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks28.14%
- IT - Software8.34%
- Automobiles8.03%
- Pharmaceuticals & Biotechnology6.61%
- Realty4.55%
- Telecom - Services4.23%
- Retailing3.13%
- Power2.95%
- Consumer Durables2.65%
- Healthcare Services2.60%
- Petroleum Products2.50%
- Personal Products1.89%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.97%
- 2Icici Bank Ltd6.26%
- 3Bharti Airtel Ltd.4.23%
- 4Kotak Mahindra Bank Ltd.4.16%
- 5Axis Bank Ltd.3.94%
- 6State Bank Of India3.30%
- 7Infosys Ltd.3.19%
- 8Mahindra & Mahindra Ltd.2.99%
- 9Tech Mahindra Ltd.2.58%
- 10Reliance Industries Ltd.2.50%
What this fund does
UTI Value Fund · Regular · Growth follows a value/contrarian investment strategy, seeking to identify undervalued stocks trading below their intrinsic worth. The fund aims to generate long-term capital appreciation by investing in companies that the market has overlooked or underpriced.
About This Fund
UTI Value Fund · Regular · Growth is a Value Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹9,537 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 1.87%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations