NAV
₹157.3273
as of 30 Sept 2026
Expense Ratio
1.85%
AUM
₹9,346 Cr
Lumpsum returns (CAGR)
- 1Y
- -5.25%
- 3Y
- +10.18%
- 5Y
- +9.51%
- Since Inception
- +13.88%
SIP returns (XIRR)
- 1Y
- -9.17%
- 3Y
- +1.58%
- 5Y
- +8.21%
- Since Inception
- +12.80%
Returns calculated from 11 November 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,31,538 today — ₹5,95,000 invested, 12.5% XIRR.
₹5,95,000
Invested
₹11,31,538
Value today
12.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,08,276 today (11.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹19,51,226.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,31,538 in this fund vs ₹10,75,167 in the benchmark — outperformance of ₹56,371.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹3,71,577 today (3.72×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.09
Sharpe Ratio
+0.02
Alpha
0.48
Beta
-0.09
Sortino
12.79%
Std Dev
-15.40%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks28.12%
- IT - Software8.70%
- Automobiles7.96%
- Pharmaceuticals & Biotechnology5.66%
- Realty4.67%
- Telecom - Services4.12%
- Petroleum Products3.41%
- Consumer Durables3.39%
- Retailing3.17%
- Healthcare Services2.65%
- Aerospace & Defense1.96%
- Auto Components1.89%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.52%
- 2Icici Bank Ltd6.49%
- 3Bharti Airtel Ltd.4.12%
- 4Kotak Mahindra Bank Ltd.3.94%
- 5Axis Bank Ltd.3.87%
- 6State Bank Of India3.43%
- 7Infosys Ltd.3.38%
- 8Mahindra & Mahindra Ltd.3.14%
- 9Tech Mahindra Ltd.2.59%
- 10Reliance Industries Ltd.2.53%
What this fund does
UTI Value Fund · Regular · Growth follows a value/contrarian investment strategy, seeking to identify undervalued stocks trading below their intrinsic worth. The fund aims to generate long-term capital appreciation by investing in companies that the market has overlooked or underpriced.
About This Fund
UTI Value Fund · Regular · Growth is a Value Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹9,346 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 1.85%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations