UTI Value Fund - Regular Plan - Growth Option
₹159.7819
₹2.25 (-1.39%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹159.7819
₹2.25 (-1.39%)
29 May 2026
AMFI: 103098
Direct · Growth
₹₹175.8571
₹2.47 (-1.38%)
29 May 2026
AMFI: 120751
Regular · IDCW
₹₹46.5647
₹0.66 (-1.39%)
29 May 2026
AMFI: 103097
Direct · IDCW
₹₹57.3533
₹0.81 (-1.38%)
29 May 2026
AMFI: 120752
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,25,000
Invested
₹5,56,686
Value today
13.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹8,782
Value today
11.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,50,000
Withdrawn
₹32,15,172
Corpus left
+₹34,65,172 net gain — withdrew ₹12,50,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹83,55,715
Value today
+58.6%
vs lumpsum
STP beat direct lumpsum by 58.6% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Value Fund by 5Y CAGR
HSBC Value Fund - Regular Growth
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Growth
Nippon India Value Fund- Growth Plan
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,10,155
Value today
2.1×
Multiple
Staying invested through that crash turned ₹1L into ₹2,10,155 — a 2.1× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,25,025
Regular plan
₹1,20,993
Direct earns ₹4,032 more on a ₹60K investment — 0.67% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.58
Sharpe Ratio
-0.03
Alpha
0.41
Beta
-0.56
Sortino
13.87%
Std Dev
-15.40%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC BANK LIMITED INE040A01034 | 8.28% |
ICICI BANK LTD INE090A01021 | 5.99% |
BHARTI AIRTEL LTD. INE397D01024 | 4.48% |
AXIS BANK LTD. INE238A01034 | 4.16% |
STATE BANK OF INDIA INE062A01020 | 3.73% |
INFOSYS LTD. INE009A01021 | 3.68% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 3.59% |
MAHINDRA & MAHINDRA LTD. INE101A01026 | 3.07% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 2.99% |
TECH MAHINDRA LTD. INE669C01036 | 2.56% |
POWER GRID CORPORATION OF INDI INE752E01010 | 2.15% |
MARUTI SUZUKI INDIA LTD. INE585B01010 | 1.99% |
GLENMARK PHARMACEUTICALS LTD. INE935A01035 | 1.78% |
TATA STEEL LTD. INE081A01020 | 1.77% |
SUN PHARMACEUTICALS INDUSTRIES INE044A01036 | 1.72% |
EICHER MOTORS LTD INE066A01021 | 1.71% |
PHOENIX MILLS LTD INE211B01039 | 1.67% |
ICICI LOMBARD GENERAL INSURANC INE765G01017 | 1.58% |
COAL INDIA LTD. INE522F01014 | 1.56% |
GREAT EASTERN SHIPPING CO. LTD INE017A01032 | 1.56% |
CROMPTON GREAVES CONSUMER ELEC INE299U01018 | 1.55% |
HCL TECHNOLOGIES LTD. INE860A01027 | 1.55% |
INDUSIND BANK INE095A01012 | 1.50% |
MPHASIS LTD INE356A01018 | 1.48% |
MAHINDRA & MAHINDRA FINANCIAL INE774D01024 | 1.48% |
FORTIS HEALTHCARE LTD. INE061F01013 | 1.46% |
INFO-EDGE (INDIA) LTD. INE663F01032 | 1.37% |
CIPLA LTD. INE059A01026 | 1.34% |
DABUR INDIA LTD. INE016A01026 | 1.23% |
FEDERAL BANK LTD. INE171A01029 | 1.23% |
BRIGADE ENTERPRISES LTD. INE791I01019 | 1.20% |
BHARAT ELECTRONICS LTD. INE263A01024 | 1.16% |
DALMIA BHARAT LTD INE00R701025 | 1.13% |
KAJARIA CERAMICS LTD. INE217B01036 | 1.12% |
AIA ENGINEERING LTD. INE212H01026 | 1.11% |
METROPOLIS HEALTHCARE LTD INE112L01020 | 1.05% |
HDFC LIFE INSURANCE COMPANY LI INE795G01014 | 1.04% |
PVR INOX LIMITED INE191H01014 | 0.95% |
JSW INFRASTRUCTURE LIMITED INE880J01026 | 0.88% |
TUBE INVESTMENTS OF INDIA LTD INE974X01010 | 0.87% |
BAJAJ AUTO LTD. INE917I01010 | 0.86% |
JK PAPER LTD. INE789E01012 | 0.86% |
MAHANAGAR GAS LTD. INE002S01010 | 0.86% |
BANK OF BARODA INE028A01039 | 0.85% |
BHARAT PETROLEUM CORPN LTD. INE029A01011 | 0.84% |
CERA SANITARYWARE LTD. INE739E01017 | 0.84% |
EMAMI LTD. INE548C01032 | 0.83% |
HINDUSTAN AERONAUTICS LTD INE066F01020 | 0.81% |
VARUN BEVERAGES LTD INE200M01039 | 0.80% |
SAMVARDHANA MOTHERSON INTL LTD INE775A01035 | 0.79% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI Value Fund - Regular Plan - Growth Option follows a value/contrarian investment strategy, seeking to identify undervalued stocks trading below their intrinsic worth. The fund aims to generate long-term capital appreciation by investing in companies that the market has overlooked or underpriced.
About This Fund
UTI Value Fund - Regular Plan - Growth Option is a Value Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹9,686 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.84%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations