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Liquidregulargrowth📊 NIFTY Liquid Index A-I(SEBI default)

WhiteOak Capital Liquid Fund- Regular plan-Growth Option

WhiteOak Capital Mutual Fund

#38 of 56 (1Y)

Today's NAV — all variants

Regular · Growth

₹₹1481.5238

0.51 (+0.03%)

31 May 2026

AMFI: 145968

Direct · Growth

₹₹1491.7974

0.52 (+0.04%)

31 May 2026

AMFI: 145971

Regular · IDCW

₹₹1001.9023

0.00 (+0.00%)

31 May 2026

AMFI: 145963

Direct · IDCW

₹₹1003.6566

0.35 (+0.04%)

31 May 2026

AMFI: 145966

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.09%
1 Month+0.40%
3 Months+1.59%
6 Months+3.05%
1 Year+6.03%
3 Years (CAGR)+6.75%
5 Years (CAGR)+5.81%
10 Years (CAGR)
Since Inception (Jan 2019)+5.45%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+6.13%
3 Year SIP+6.58%
5 Year SIP+6.42%
Since Inception (Jan 2019)+5.85%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹44,000

Invested

₹54,733

Value today

5.9%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹741

Value today

5.5%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,40,000

Withdrawn

₹9,34,192

Corpus left

+₹3,74,192 net gain — withdrew ₹4,40,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,37,673

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,37,673 — a 1.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 7 years

Expense ratio drag on your actual returns

Direct plan

₹52,728

Regular plan

₹52,530

Direct earns ₹198 more on a ₹42K investment0.07% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseWhiteOak Capital Mutual Fund
CategoryLiquid
Plan Typeregular
Optiongrowth
AUM₹602 Cr
Expense Ratio0.31%
Min SIP₹500
Min Lumpsum₹500
BenchmarkNIFTY Liquid Index A-I
Launch Date02 Jan 2019
AMFI Code145968

Risk Metrics

Trailing 1 year, annualised

-6.32

Sharpe Ratio

Alpha

Beta

-7.25

Sortino

0.20%

Std Dev

0.00%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

WhiteOak Capital Liquid Fund- Regular plan-Growth Option invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

WhiteOak Capital Liquid Fund- Regular plan-Growth Option is a Liquid mutual fund offered by WhiteOak Capital Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹602 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.31%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations